@tri3nity wrote:
I was offered an unsecured mastercard with Continental Finance. Has anyone ever heard of them? I googled the company and they are legit, I just want to know about their business practices. The interest rate is extremely high, but I've got to start over somewhere.
I've seen a lot worse scores than yours. Stay away from Continental, Aspire, and First Premier.
I'd rather go with Orchard, maybe. BofA does pull EX, so maybe you'd get a fully secured card.
If you're not opted out, go to their pre-approval site and see what if anything they offer you:
Bank of America CC Pre-Approval Site
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007