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Continental finance mastercard???????

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tri3nity
Contributor

Continental finance mastercard???????

I was offered an unsecured mastercard with Continental Finance. Has anyone ever heard of them? I googled the company and they are legit, I just want to know about their business practices. The interest rate is extremely high, but I've got to start over somewhere.

Starting Score: 1/2011 TU 539 EQ 481
Current Score: 2/2011 TU 542 EQ 489 EX 505
Goal Score: 620+


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Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Continental finance mastercard???????

Far and away the best source of information on a credit card is right in the credit card application itself. There's a table where all fees and rates have to be listed, in their entirety, with nothing omitted. Lying on that table is a criminal offense.
Message 2 of 5
MJVBAK
Regular Contributor

Re: Continental finance mastercard???????

I would stay far away them, they charge crazy fees and their customer stinks.
Message 3 of 5
bott6698
Established Contributor

Re: Continental finance mastercard???????

If you apply online for a BOA platinum card you would get declined but may get the sought after BOA 99/500 card. I applied and they pulled my EQ and gave me the 99/500 counter offer by email about a week later.
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 4 of 5
haulingthescoreup
Moderator Emerita

Re: Continental finance mastercard???????


@tri3nity wrote:
I was offered an unsecured mastercard with Continental Finance. Has anyone ever heard of them? I googled the company and they are legit, I just want to know about their business practices. The interest rate is extremely high, but I've got to start over somewhere.



I've seen a lot worse scores than yours. Stay away from Continental, Aspire, and First Premier.

I'd rather go with Orchard, maybe. BofA does pull EX, so maybe you'd get a fully secured card.

If you're not opted out, go to their pre-approval site and see what if anything they offer you:

Bank of America CC Pre-Approval Site
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 5
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