Convert Chase Sapphire Preferred to non-preferred

Ancalagon · ‎09-26-2011

I have a CSP that I originally got for the sign up bonus. I don't need the extra perks that come from the Preferred version, and I don't want to pay an annual fee come October.

I don't want to close the account if possible, can it just be changed into a non preferred card without a new application?

Other thoughts?

bribro · ‎04-20-2012

You should be able to PC without issue.

Credit Karma Score: 809 (6/8/13)
Credit Sesame Score: 795 (6/8/13)

J.P. Morgan Palladium ($100k x3) | AmEx Blue Sky ($50k) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | Lexus Financial Services ($30k)

matt00 · ‎11-16-2009

Ok I follow these forums all the time.and see these downgrade questions. Chase sapphire preferred is an amazing card. It takes 9,500 a year without a single bonus point to nullify the annual fee. Chase is an awesome bank and has great products. The sapphire preferred is clearly focused on someone who would spend a minimum of 1,000 a month, but more like 25k plus a year. To rip them off, and yes that's what you and all churner's do, is wrong. You can have 20 cards with a 20k limit on each but ill bet uve never got a call from any of them offering to waive those annual fees even before you ask. I wish chase, and all banks, would stipulate if u cancel or change within two years you owe the cost of the points back.

Oh to answer your question.. After one year you can product change.

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Convert Chase Sapphire Preferred to non-preferred

Re: Convert Chase Sapphire Preferred to non-preferred

Re: Convert Chase Sapphire Preferred to non-preferred