Reply
Frequent Contributor
wndrwmn78
Posts: 256
Registered: ‎04-16-2009
0

Convert Citi retail card to regular card...?

Hello! I briefly mentioned this account in another post...I had a $3000 limit Citi Retail card that was recently closed only because the merchant changed banks for their credit cards. However, this of course still affects me negatively because it shows the account as "closed by creditor" and I still have a $1100 balance with now a $0 limit.

 

VEEnVEGAS had the interesting idea of calling and asking them to re-open the card by converting it to a regular Citi card. Does anyone have any experience with dealing with Citi Retail Services, and how to connect them with Citi Financial? In the past the Financial division has always directed me right to the retail side. I'm not sure what backdoor number to use...

 

Or would it be more effective for me to write a letter stating my case?

 

Thanks!

 

 


Starting Score: 670 EQ and 674 TU
Current Score: 670 EQ and 674 TU
Goal Score: 750 both EQ and TU


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}