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Converting A Chase Platinum Visa Card

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fused
Moderator Emeritus

Converting A Chase Platinum Visa Card

Me and the wife have an old Chase Plat Visa with NO perks or rewards. It also has a small AF. A Chase rep said we can convert this card into a Freedom Ultimate Rewards Visa (I think she said Visa). I have a few questions.

 

- is there any difference between the Freedom Visa and Freedom MC?

 

- the 5% cash back in popular categories, is it for a limited time or is it indefinite?

 

- anything else good or bad that you can share with me

 

Thank you!

Message 1 of 3
2 REPLIES 2
jefftca925
Established Contributor

Re: Converting A Chase Platinum Visa Card

I had a Chase Free Cash Rewards Visa (was the Platinum Visa before) and was upgraded to the Chase Freedom with Ultimate Rewards.  You have to register for the 5% Bonus categories every quarter.  I also have my checking and savings with them along with the traditional Freedom Visa (3% in top 3 categories) and a PerfectCard MC.  I like the new Freedom card as they give me 10% more points and additional 10 points per transaction.  If you use it for small charges every month those points can add up.  Plus they often run specials that you can get 20% off of gift cards from popular retailers (like Macys, Gap, etc).  It isn't a bad program if you want to use it as your daily charge card.  I use my other Freedom card to pay my monthly bills.

 

Hope this helps.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 2 of 3
Wolf3
Senior Contributor

Re: Converting A Chase Platinum Visa Card

I think you have the choice of MC or VISA with same benefits.

Message 3 of 3
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