CostCo Amex

[emily504]

Anyone know which credit report Amex use when apply for costco amex?

[tcbofade]

Experian.

[gettnthere]

AMEX usually always pulls Experian

[searchingfor67]

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@tcbofade wrote:

Experian.

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+1

[emily504]

Thanks everyone, plan to aply it this weekend at costco, keep my finger cross that i will get approve

[CruzImperial]

I hope you get approved and please let us know what happens!!

[-Cain-]

Good luck!! Do you know your EX score? What's your report like? Will there be a sign-up drive this weekend at the store? I like to think a borderline app has more of a chance during those drives, of course I have no stats to back that.

[emily504]

Cain, the last time i got the score through my credit union back end of June 2012 was 785 for my EX. I was apply for the auto loan so not sure is regular fico score or Auto Enhance. Don't really have any nagative items on my report except one 30 days late back on Jan 2006. Other than that, all bill show current. Current Utilization basically is 0%. Good news is we decide to go to the costco today and apply right there, so glad got an instant approval with 12,500 credit line, i was wow...

[chen9810]

Why do you apply costo amex? I think other Amex cards can also been used at Costo. Costo Amex gives 3% rewards at Costco, but 2% of them are actually from Costco Gold Membership, you are actually getting 1% from using the card.

[-Cain-]

OP, congrats and nice CL!

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@chen9810 wrote:

Why do you apply costo amex? I think other Amex cards can also been used at Costo. Costo Amex gives 3% rewards at Costco, but 2% of them are actually from Costco Gold Membership, you are actually getting 1% from using the card.

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2% from Gold? I know executive gives 2%, I thought Gold was the basic no reward membership.