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Established Member
Posts: 22
Registered: ‎04-24-2012
0

CostCo Amex

Anyone know which credit report Amex use when apply for costco amex?

Senior Contributor
Posts: 3,319
Registered: ‎09-26-2011
0

Re: CostCo Amex

Experian.



Current Scores: EX08: 634, TU08: 641, EQ08: Something similar. 05/30/16. Last App: 05/07/16.

Zero percent financing is where the devil lives...

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: CostCo Amex

AMEX usually always pulls Experian


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: CostCo Amex


tcbofade wrote:

Experian.


+1
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Established Member
Posts: 22
Registered: ‎04-24-2012
0

Re: CostCo Amex

Thanks everyone, plan to aply it this weekend at costco, keep my finger cross that i will get approve

Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: CostCo Amex

I hope you get approved and please let us know what happens!!

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 1,659
Registered: ‎04-06-2011
0

Re: CostCo Amex

Good luck!! Do you know your EX score? What's your report like? Will there be a sign-up drive this weekend at the store? I like to think a borderline app has more of a chance during those drives, of course I have no stats to back that.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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Established Member
Posts: 22
Registered: ‎04-24-2012
0

Re: CostCo Amex

Cain, the last time i got the score through my credit union back end of June 2012 was 785 for my EX. I was apply for the auto loan so not sure is regular fico score or Auto Enhance. Don't really have any nagative items on my report except one 30 days late back on Jan 2006. Other than that, all bill show current. Current Utilization basically is 0%. Good news is we decide to go to the costco today and apply right there, so glad got an instant approval with 12,500 credit line, i was wow...

New Member
Posts: 7
Registered: ‎07-22-2012
0

Re: CostCo Amex

Why do you apply costo amex? I think other Amex cards can also been used at Costo. Costo Amex gives 3% rewards at Costco, but 2% of them are actually from Costco Gold Membership, you are actually getting 1% from using the card.

Starting Score (FICO): EX: 667 7/6/2012, EQ: 721 7/22/2012
Goal Score: 750 till Dec 2013

Chase: Freedom (1.7k), Sapphire Preferred (5k), Hyatt (5k), United (5.7k); Amex: Blue Cash (5k), Blue Sky (5k); Citi Dividend (4k); Discover More (5k); US bank FlexPerk Cash (2k); BoA student (2.5k)
Valued Contributor
Posts: 1,659
Registered: ‎04-06-2011
0

Re: CostCo Amex

OP, congrats and nice CL!

chen9810 wrote:

Why do you apply costo amex? I think other Amex cards can also been used at Costo. Costo Amex gives 3% rewards at Costco, but 2% of them are actually from Costco Gold Membership, you are actually getting 1% from using the card.


2% from Gold? I know executive gives 2%, I thought Gold was the basic no reward membership.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

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