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Costco AMEX: apply in-store or online?

Frequent Contributor

Costco AMEX: apply in-store or online?

Does it make a difference?

 

I think my EX score is borderline to get an approval so I'm trying to maximize my chances.  Thanks in advance.

Message Edited by brother7 on 06-18-2009 07:39 AM


09/30/2017 - EX 811 (Credit Scorecard EX FICO® Score 8, range 300-850)
11/20/2017 - TU 842 (Discover TU FICO® Score 8, range 300-850)
10/24/2017 - EQ 845 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 1 of 5
4 REPLIES
Established Contributor

Re: Costco AMEX: apply in-store or online?

Would like input as well.My EX score is around the same as yours.BTW i have a few friends with this card and they have yet to be cld YET. may just be luck or maybe Amex doesnt mess with this card as much..
Message 2 of 5
Regular Contributor

Re: Costco AMEX: apply in-store or online?

I have had this card for a few months now and I love it.  I would recommend that you apply in store to increase your chances of approval.  I applied online and was only approved for a 2000CL with my EXP FICO in the mid-to-low 700 and a decent income.  Good luck!
Message 3 of 5
Regular Contributor

Re: Costco AMEX: apply in-store or online?

If you apply in a Costco (and are approved) it will be instant and you'll have a temp card you can use that day. If you apply online they have to check with Costco for membership etc. and you'll have to wait to even see if you have an approval.

 

At least that is the way it worked a year ago...

 

Good luck! 

Message 4 of 5
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Established Contributor

Re: Costco AMEX: apply in-store or online?


stefanc wrote:

At least that is the way it worked a year ago...


Have you been cld?

Message Edited by cartercorp on 06-18-2009 07:58 PM
Message 5 of 5