Credit Cards

[bichonmom]

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CribDuchess wrote:

I guess I'm about to find out what the big deal is!  I've received 2 emails from Costco in the past 2 months that promoted the Amex Costco TE card.  In yesterday's email, they offered $50 for spending $500 in the first 90 days.  I found myself clicking the "Apply" button within the email last night.  I was instantly approved (and no, I'm not talking about getting the 7-10 day message and then checking the app status and seeing "approved").  I submitted the app and the next screen I saw contained the words "congratulations" and "approved."  Not used to seeing that from Amex!

The only thing this app cost me was a HP on Experian (I now have 3 HPs on Experian, 2 of them are from Amex).  The 3% cash back on gas is what really motivated me....well, that and the 23 years of backdating.  My new car requires premium unleaded, so I try to fill up at my local Costco and the 3% cash back will be a nice benefit.

Does anyone know if the 2% on dining only applies to dine-in restaurants?  Or does it also apply to fast food/take out?

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It's usually based on how the food establishment codes their stuff. Usually it will count as a restaurant.

[nada9188]

That may be just for the business cards. I'll check and report back. Not trying to give any misinformation.

[nada9188]

My mistake, the new cap was recently changed for the OPEN cards only..

4% cash back on gasoline at U.S. stand-alone gas stations, including at Costco, for purchases up to $7,000 per year (1% thereafter)

Looks like the personal card is indeed $4000 annually. 

[bluewillow]

I am toying with the idea of renewing my Costco membership, is the Costco Amex the ONLY cc they accept or will my USAA Amex work? I do not need to open anymore cc's.

[djrez4]

Costco accepts any Amex.