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Costco Amex Drama - my impulsive action!

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youngandcreditwrthy
Senior Contributor

Re: Costco Amex Drama - my impulsive action!

There are reports that $25k and above will cause Amex to ask for Tax dox.
I think $30k has become the new $25k however, bc Amex has extended me $30k instantly with no tax doc request.
I have a $24,500 bce and 5,500 delta gold.
I think it depends on your reported income too. I think youre fine with that bomb azz 14k+ approval!!!
Btw, congrats on getting that taken care of! Phew!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 91 of 94
DigitalArk
Valued Contributor

Re: Costco Amex Drama - my impulsive action!


@youngandcreditwrthy wrote:
There are reports that $25k and above will cause Amex to ask for Tax dox.
I think $30k has become the new $25k however, bc Amex has extended me $30k instantly with no tax doc request.
I have a $24,500 bce and 5,500 delta gold.
I think it depends on your reported income too. I think youre fine with that bomb azz 14k+ approval!!!
Btw, congrats on getting that taken care of! Phew!

I see. I will definitely avoid sending them the Tax dox if I can. Not like I have anything to hide though. It's just less trouble to go through.

...

Thank you! Smiley LOL Phew!

Message 92 of 94
myjourney
Super Contributor

Re: Costco Amex Drama - my impulsive action!


@DigitalArk wrote:

@myjourney wrote:

So happy it worked out in your favor Yay

And you won't forget to ask question again right? Smiley Wink Lol

In 61 days ask for an CLI to 24,900


How come have to be less than 25,000? May I ask for 30,000? Smiley Surprised


Of course you can but Amex tends to start asking for financial doc's for CLI's over $25K

Not always but a lot of times YMMV tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 93 of 94
DigitalArk
Valued Contributor

Re: Costco Amex Drama - my impulsive action!

Thank you myjourney!
Message 94 of 94
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