Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Costco Amex Drama - my impulsive action!

There are reports that $25k and above will cause Amex to ask for Tax dox.
I think $30k has become the new $25k however, bc Amex has extended me $30k instantly with no tax doc request.
I have a $24,500 bce and 5,500 delta gold.
I think it depends on your reported income too. I think youre fine with that bomb azz 14k+ approval!!!
Btw, congrats on getting that taken care of! Phew!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,350
Registered: ‎07-07-2013
0

Re: Costco Amex Drama - my impulsive action!


youngandcreditwrthy wrote:
There are reports that $25k and above will cause Amex to ask for Tax dox.
I think $30k has become the new $25k however, bc Amex has extended me $30k instantly with no tax doc request.
I have a $24,500 bce and 5,500 delta gold.
I think it depends on your reported income too. I think youre fine with that bomb azz 14k+ approval!!!
Btw, congrats on getting that taken care of! Phew!

I see. I will definitely avoid sending them the Tax dox if I can. Not like I have anything to hide though. It's just less trouble to go through.

...

Thank you! Smiley LOL Phew!

Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: Costco Amex Drama - my impulsive action!


DigitalArk wrote:

myjourney wrote:

So happy it worked out in your favor Yay

And you won't forget to ask question again right? Smiley Wink Lol

In 61 days ask for an CLI to 24,900


How come have to be less than 25,000? May I ask for 30,000? Smiley Surprised


Of course you can but Amex tends to start asking for financial doc's for CLI's over $25K

Not always but a lot of times YMMV tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 1,350
Registered: ‎07-07-2013
0

Re: Costco Amex Drama - my impulsive action!

Thank you myjourney!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.