Costco Amex limit

[bichonmom]

Wow! Awesome limit! Congrats!

Yeah, they gave me $2k last month. But my highest CL is only $2500, so it's in that range. Also, I have a thin file and short history.

If you have a stronger credit history, then it would warrant a higher limit. Frankly, I was hoping for at least $5k and was a little disappointed. I'd be singing and dancing if I had gotten $15k like you!

[pizzadude]

---

@amercnchopz34 wrote:

nope never had a baddie from AMEX.......I going to wait till December ....a little more gardening is needed......

thanks

---

Someone in this thread reporting getting approved for AMEX with an 8 year old BK.

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Card-after-BK-7/m-p/967350/highlight/true#M276536

[Anonymous]

Lol, thanks. Not quite dancing but very surprised it was so high. I always thought that Amex was very conservative.

[pizzadude]

---

@Anonymous wrote:

Lol, thanks. Not quite dancing but very surprised it was so high. I always thought that Amex was very conservative.

---

They are conservative with their approvals, but once you are in they seem to be generous with the CLs.   And in case $15K isn't enough you can request a CLI in 60 days.

[Anonymous]

Lol, I don't think I'll need more than that... Do they auto CLI?

[amercnchopz34]

---

@LS2982 wrote:

---

@amercnchopz34 wrote:

Is the Costco Amex just a network card??

Will I be able to apply with a BK on reports??

Promise  no hijack ....just wondering

---

No, it is an AMEX and can be used anywhere where AMEX is accepted.

And If your BK is very old you should have a decent shot as long as you didn't burn AMEX in it.

---

BK is from  6-2005

[amercnchopz34]

---

@pizzadude wrote:

---

@amercnchopz34 wrote:

nope never had a baddie from AMEX.......I going to wait till December ....a little more gardening is needed......

thanks

---

Someone in this thread reporting getting approved for AMEX with an 8 year old BK.

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Card-after-BK-7/m-p/967350/highlight/true#M276536

---

yep ....just waiting till most of INQ 's drop off and 1 last collection to come off in December...

[JusdoNit]

Looking good.  Looking very good.

[Anonymous]

Thanks.. Any thoughts from anyone if Amex does an auto CLI?

[pizzadude]

---

@Anonymous wrote:

Thanks.. Any thoughts from anyone if Amex does an auto CLI?

---

Yes, they do auto~CLIs.   But even if you request a CLI it is only a soft pull, so either way it's all good.