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Frequent Contributor
virgo
Posts: 439
Registered: ‎11-26-2011
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Costco Amex

[ Edited ]

How hard is this card to get?  Is it easier than their other cards?  The woman at Costco told me that they are mor lenient if you do it in the store.  Anyone have experience with this?

 

Thank you for your responses

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Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
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Re: Costco Amex

The woman probably gets incentive pay for signing up new customers.  You may have to give us your credit history to give an opinion. Such as average age of accounts any baddies, how many hp on your credit report and current cards to name a few.

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Valued Contributor
Gunnar419
Posts: 1,236
Registered: ‎01-23-2013
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Re: Costco Amex

It's easier to do it in the store because they can verify your Costco membership at the same time you apply. Otherwise, I believe the Costco True Earnings Amex has about the same qualification requirements as any other Amex revolver.

 

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
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Re: Costco Amex

I think it is a it easier and you should applying store.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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Established Contributor
compassion101
Posts: 644
Registered: ‎06-06-2012
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Re: Costco Amex

I recently was approved for this card. 725ish EX fico, no late payments or chargeoffs or collections on EX, 9yo BK, 25% Util, 1 INQ in the last year. I had never applied for an AMEX before but we are shopping alot at Costco and that';s the only card they take. Hope that helps.

Regular Contributor
negg
Posts: 223
Registered: ‎05-21-2011
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Re: Costco Amex

Its not one of the Amex easier cards to get. Delta and BCE are easier to get.
Delta Amex $7500.........Marriott Rewards Premier $6500.......Discover IT $3800......Citi Preferred $2500...........Chase Freedom $3800......Barclay(apple) $2000.......BofA $1500.......
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Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Costco Amex


negg wrote:
Its not one of the Amex easier cards to get. Delta and BCE are easier to get.

but BCE and BCP are the same for underwriting so don't short yourself!~

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Regular Contributor
TM82
Posts: 198
Registered: ‎05-31-2011
0

Re: Costco Amex

Got approved for the business version with a 3k line. One of my smaller lines, but it only use it at Costco so I won't put $3k/month through it. Only reason I got it is because I'm too lazy to carry both a Costco card and a separate Amex.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Established Member
tavalon
Posts: 49
Registered: ‎02-15-2014
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Re: Costco Amex

Didn't work for me. I've been turned down twice and now I have one of their special offer letters. Trying to decide if I want to go for it. I have it on another thread.

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Costco Amex


tavalon wrote:

Didn't work for me. I've been turned down twice and now I have one of their special offer letters. Trying to decide if I want to go for it. I have it on another thread.


Offer?! YES GO!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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