11-21-2013 08:46 AM - edited 11-21-2013 08:47 AM
How hard is this card to get? Is it easier than their other cards? The woman at Costco told me that they are mor lenient if you do it in the store. Anyone have experience with this?
Thank you for your responses
11-21-2013 08:56 AM
The woman probably gets incentive pay for signing up new customers. You may have to give us your credit history to give an opinion. Such as average age of accounts any baddies, how many hp on your credit report and current cards to name a few.
11-21-2013 08:58 AM
It's easier to do it in the store because they can verify your Costco membership at the same time you apply. Otherwise, I believe the Costco True Earnings Amex has about the same qualification requirements as any other Amex revolver.
11-21-2013 02:24 PM
I recently was approved for this card. 725ish EX fico, no late payments or chargeoffs or collections on EX, 9yo BK, 25% Util, 1 INQ in the last year. I had never applied for an AMEX before but we are shopping alot at Costco and that';s the only card they take. Hope that helps.
11-21-2013 04:13 PM
11-21-2013 04:18 PM
Its not one of the Amex easier cards to get. Delta and BCE are easier to get.
but BCE and BCP are the same for underwriting so don't short yourself!~
11-21-2013 07:07 PM
10-12-2014 03:50 PM
Didn't work for me. I've been turned down twice and now I have one of their special offer letters. Trying to decide if I want to go for it. I have it on another thread.
Offer?! YES GO!
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