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Just received my initial 61 day CLI. 3x worked, went from $2k to $6k! Funny thing is I called in on Saturday night and a phone rep told me my account was new and I wouldn't get a CLI until 6 months!!! What the heck??? Haha, I am so glad this forum is around, seems there is better intel here than at the CC companies. That is all.
congrats! thats a great increase for your utilization.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Can't wait til 6 months!!
Also, Saturday was day 61 from in-store approval and first use, today was 62 days from card arrival at home and activation.
nice =)
is there any other companies that do the 3x besides amex?
and when they pulled your hard pull what ca was it on? or was it all three?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I'm not sure who else may do 3x.
It should be a soft pull, I will check later in the week.
@-Cain- wrote:I'm not sure who else may do 3x.
It should be a soft pull, I will check later in the week.
what i meant was when you applied for the card 62 days ago =)
i have read here all cli or new amex cards when you already have an amex are soft pulls.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
CLIs are usually soft. Approvals for future cards are always hard. Denials for additional cards once you are a member are usually soft.
The hard pull for approval for my TE card was on EX, I am in Cali. I had held my AmEx Green for about 6 moths when I was approved.