cancel
Showing results for 
Search instead for 
Did you mean: 

Costco TE CLI success

tag
-Cain-
Valued Contributor

Costco TE CLI success

Just received my initial 61 day CLI. 3x worked, went from $2k to $6k! Funny thing is I called in on Saturday night and a phone rep told me my account was new and I wouldn't get a CLI until 6 months!!! What the heck??? Haha, I am so glad this forum is around, seems there is better intel here than at the CC companies. That is all.

Message 1 of 8
7 REPLIES 7
creditnocash
Valued Contributor

Re: Costco TE CLI success

congrats! thats a great increase for your utilization. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2 of 8
-Cain-
Valued Contributor

Re: Costco TE CLI success

Can't wait til 6 months!!Smiley Very Happy

 

Also, Saturday was day 61 from in-store approval and first use, today was 62 days from card arrival at home and activation.

Message 3 of 8
creditnocash
Valued Contributor

Re: Costco TE CLI success

nice =)

 

is there any other companies that do the 3x besides amex? 

 

and when they pulled your hard pull what ca was it on? or was it all three? 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 8
-Cain-
Valued Contributor

Re: Costco TE CLI success

I'm not sure who else may do 3x.

 

It should be a soft pull, I will check later in the week.

Message 5 of 8
pizzadude
Credit Mentor

Re: Costco TE CLI success

Congrats Cain !! AMEX CLIs are soft pulls ~ Also I don't know of any other company that does CLIs up to 3X at 60 days....
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 6 of 8
creditnocash
Valued Contributor

Re: Costco TE CLI success


@-Cain- wrote:

I'm not sure who else may do 3x.

 

It should be a soft pull, I will check later in the week.


what i meant was when you applied for the card 62 days ago =) 

i have read here all cli or new amex cards when you already have an amex are soft pulls. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 7 of 8
-Cain-
Valued Contributor

Re: Costco TE CLI success

CLIs are usually soft. Approvals for future cards are always hard. Denials for additional cards once you are a member are usually soft.

 

The hard pull for approval for my TE card was on EX, I am in Cali. I had held my AmEx Green for about 6 moths when I was approved.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.