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Does anyone find it strange that Costco only takes Amex? I understand they have a deal with Amex to accept their cards exclusively in return for lower fees but I can imagine they are turning away some business by not accepting a more widely carried issuer. I'm sure there are others out there like me who prefer to pay with credit over debit/cash.
@Anonymous wrote:Does anyone find it strange that Costco only takes Amex? I understand they have a deal with Amex to accept their cards exclusively in return for lower fees but I can imagine they are turning away some business by not accepting a more widely carried issuer. I'm sure there are others out there like me who prefer to pay with credit over debit/cash.
@Anonymous, for many years, Costco didn't take ANY CCs. I believe it's because they sell at lower prices and probably didn't want to factor in merchant fees/bankcard discounts, which would require they increase their prices. I've always just paid w/a check @ Costco. It was a big deal when Costco started taking Amex. I've wanted their Amex card ever since they came out with it... and finally have one!
@Anonymous doesn't bother me at all that they don't take other CCs. IMO, it's well worth the money I save shopping @ Costco, to pay w/a check.
@Anonymous wrote:Does anyone find it strange that Costco only takes Amex? I understand they have a deal with Amex to accept their cards exclusively in return for lower fees but I can imagine they are turning away some business by not accepting a more widely carried issuer. I'm sure there are others out there like me who prefer to pay with credit over debit/cash.
Well looks like I won't be getting a membership from them...................
@Anonymous wrote:
Lol Amex isn't the only bank that uses their network. You can get a Citi, boa, Omaha etc, as long as it has the logo. Even prepaid cards probably work.
Exactly! I use my USAA Amex at Costco with no problem.
@bichonmom wrote:
@Anonymous wrote:Does anyone find it strange that Costco only takes Amex? I understand they have a deal with Amex to accept their cards exclusively in return for lower fees but I can imagine they are turning away some business by not accepting a more widely carried issuer. I'm sure there are others out there like me who prefer to pay with credit over debit/cash.
@Anonymous, for many years, Costco didn't take ANY CCs. I believe it's because they sell at lower prices and probably didn't want to factor in merchant fees/bankcard discounts, which would require they increase their prices. I've always just paid w/a check @ Costco. It was a big deal when Costco started taking Amex. I've wanted their Amex card ever since they came out with it... and finally have one!
@Anonymous doesn't bother me at all that they don't take other CCs. IMO, it's well worth the money I save shopping @ Costco, to pay w/a check.
Good point Bichon! I didn't realize they use to not accept credit cards at all.
So as of right now they only accept AMEX for credit? Is that changing anytime soon?