08-04-2012 07:45 PM
In store is the best I know is true because online takes a week or more to even see if your approved b/c of the costco membership. Never heard of such a thing myself about choosing what CR they hit. I'm sure some others will chime in.
08-04-2012 08:14 PM
In store speeds the process up ba accelerating the membership verification process, but I have never heard of them allowing one to choose which bureau to pull. AFAIK, the costco rep plugs your info into their AmEx connection and AmEx takes it from there.
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