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Costo Amex....

New Member

Costo Amex....

I heard that the best way to apply for the Costco Amex is in-store vrs online. But I also heard they let you choose which CR to pull. Is this true? Can someone confirm?

 

 

Message 1 of 4
3 REPLIES
Regular Contributor

Re: Costo Amex....

In store is the best I know is true because online takes a week or more to even see if your approved b/c of the costco membership. Never heard of such a thing myself about choosing what CR they hit. I'm sure some others will chime in. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Message 2 of 4
Valued Contributor

Re: Costo Amex....

In store speeds the process up ba accelerating the membership verification process, but I have never heard of them allowing one to choose which bureau to pull. AFAIK, the costco rep plugs your info into their AmEx connection and AmEx takes it from there.


Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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Message 3 of 4
Super Contributor

Re: Costo Amex....

 

For what it's worth, AMEX usually pulls Experian ~ although they have been known to occasionally pull others in addition.....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 4