Reply
Valued Member
Brandnick
Posts: 78
Registered: ‎11-07-2012

Re: May the Force be with you.

I bit 30 points off my score you will be approved. Sometimes when you are on the border it takes time. If your were denied the rep would have told you already. 

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: May the Force be with you.


Brandnick wrote:

I bit 30 points off my score you will be approved. Sometimes when you are on the border it takes time. If your were denied the rep would have told you already. 


 

   Cool, thank you.... I hope you are right! So if I'm denied, how do we transfer 30 fico points over to me? That would really boost my scores  :smileyvery-happy:

 

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Valued Member
Brandnick
Posts: 78
Registered: ‎11-07-2012

Re: May the Force be with you.


lol just keep us posted

 

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: May the Force be with you.

So no word yet, checked online and called and still being processed.

 

 

I did get notification from my CMS that they pulled EX.... Seem this is the most popular in AZ, since both AMEX and Chase pulled only EX too.

 

 

My EX score is close to my EQ, around 705 - 710. Hope this is till good enought to get this card... I'm starting to get anxious.

 

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: May the Force be with you.


irving_magik wrote:

So no word yet, checked online and called and still being processed.

 

 

I did get notification from my CMS that they pulled EX.... Seem this is the most popular in AZ, since both AMEX and Chase pulled only EX too.

 

 

My EX score is close to my EQ, around 705 - 710. Hope this is till good enought to get this card... I'm starting to get anxious.

 


No worries! They're probably just building your card in terms of CL and APR. It took them 5 days after I applied for my Sapphire them to finally say I was definitely approved and not in the "further review" status! Then again, I never called in to speak to a rep. I just sat on my hands and hoped for the best! Maybe Citi will be quicker than Chase!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: May the Force be with you.

 


No worries! They're probably just building your card in terms of CL and APR. It took them 5 days after I applied for my Sapphire them to finally say I was definitely approved and not in the "further review" status! Then again, I never called in to speak to a rep. I just sat on my hands and hoped for the best! Maybe Citi will be quicker than Chase!



   I hope you're right, thank you..... I'll try my best to be patient.

 

 

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: May the Force be with you.

I finally got a decision today and I got approved for it!!!!!! $6500 limit!!!!!

 

 

this is awesome cause this will help my Utl stay lower!!!!! 

 

 

 

Does anybody know if they offer this card in a Visa Siggy? Would be awesome to get my first Siggy. 

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Established Member
Yankeefan
Posts: 29
Registered: ‎09-09-2012

Re: May the Force be with you.

I was recently approved for the same card and limit. While not a Siggy, it is a flexible spending card and reports as such, along with your CL.

Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: May the Force be with you.


Yankeefan wrote:

I was recently approved for the same card and limit. While not a Siggy, it is a flexible spending card and reports as such, along with your CL.


How does that differ from a regular trade line? Sorry, new to these type of CL Prime cards. 

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+