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Could really use some advice... Please help!

New Contributor

Re: May the Force be with you.

I bit 30 points off my score you will be approved. Sometimes when you are on the border it takes time. If your were denied the rep would have told you already. 

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"
Message 11 of 19
Regular Contributor

Re: May the Force be with you.


Brandnick wrote:

I bit 30 points off my score you will be approved. Sometimes when you are on the border it takes time. If your were denied the rep would have told you already. 


 

   Cool, thank you.... I hope you are right! So if I'm denied, how do we transfer 30 fico points over to me? That would really boost my scores  Smiley Very Happy

 

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 12 of 19
New Contributor

Re: May the Force be with you.


lol just keep us posted

 

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"
Message 13 of 19
Regular Contributor

Re: May the Force be with you.

So no word yet, checked online and called and still being processed.

 

 

I did get notification from my CMS that they pulled EX.... Seem this is the most popular in AZ, since both AMEX and Chase pulled only EX too.

 

 

My EX score is close to my EQ, around 705 - 710. Hope this is till good enought to get this card... I'm starting to get anxious.

 

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 14 of 19
Valued Contributor

Re: May the Force be with you.


irving_magik wrote:

So no word yet, checked online and called and still being processed.

 

 

I did get notification from my CMS that they pulled EX.... Seem this is the most popular in AZ, since both AMEX and Chase pulled only EX too.

 

 

My EX score is close to my EQ, around 705 - 710. Hope this is till good enought to get this card... I'm starting to get anxious.

 


No worries! They're probably just building your card in terms of CL and APR. It took them 5 days after I applied for my Sapphire them to finally say I was definitely approved and not in the "further review" status! Then again, I never called in to speak to a rep. I just sat on my hands and hoped for the best! Maybe Citi will be quicker than Chase!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 15 of 19
Regular Contributor

Re: May the Force be with you.

 


No worries! They're probably just building your card in terms of CL and APR. It took them 5 days after I applied for my Sapphire them to finally say I was definitely approved and not in the "further review" status! Then again, I never called in to speak to a rep. I just sat on my hands and hoped for the best! Maybe Citi will be quicker than Chase!



   I hope you're right, thank you..... I'll try my best to be patient.

 

 

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 16 of 19
Regular Contributor

Re: May the Force be with you.

I finally got a decision today and I got approved for it!!!!!! $6500 limit!!!!!

 

 

this is awesome cause this will help my Utl stay lower!!!!! 

 

 

 

Does anybody know if they offer this card in a Visa Siggy? Would be awesome to get my first Siggy. 

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 17 of 19
Valued Member

Re: May the Force be with you.

I was recently approved for the same card and limit. While not a Siggy, it is a flexible spending card and reports as such, along with your CL.

Message 18 of 19
Highlighted
Regular Contributor

Re: May the Force be with you.


Yankeefan wrote:

I was recently approved for the same card and limit. While not a Siggy, it is a flexible spending card and reports as such, along with your CL.


How does that differ from a regular trade line? Sorry, new to these type of CL Prime cards. 

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 19 of 19