Reply
Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Congrats!

 

I wonder why NFCU is so lenient on their CLs. I know the people in the military aren't rollin' in the dough! :smileyhappy:


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

True but they tend to be responsible and honor their obligations. Much more than the rest of us.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

I put the bug in my dad's ear to join..he's retired USAF, but I can't join unless he does, right?


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Yes. He needs to join. Just got SW alert on new inquiry. Score didn't move :smileywink: so I got new account with no hit so far. Ill take a 2 month loss to AAoA. No biggie. Thanks NFCU


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

I think you have your backdated AMEX and income to thank. Congrats on the approval. I look forward to trying in April.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

@jpersat

Also keep in mind that security clearance requires good credit. No military member would threaten his/her job by running up a bunch of bills that they cant pay.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Even my job in the civilian world required a security clearance including a background check and credit check... I did tell them ahead of time about the ex husbands truck that got repoed.... this was before they pulled my credit profile.... I didn't want them to have any surprises or question my motives by keeping secrets.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

jesus h. christ
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Congratulations I am very happy for you. I knew you would get a gr8 starting limit very impressive. Nfcu is a blessing to all of us!

Established Contributor
calihlove75
Posts: 787
Registered: ‎05-16-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U


Duncanrr wrote:
@wolf. I forgot, this approval makes me 6 for 6 since September in credit card apps :smileywink:.

@Calihlove. I figured out your prize. When my card arrives in 6-10 days, my first purchase on the card will be a $25 iTunes gift card. (0.001 of the cards CL). Ill pm you the code off the card once I get it.

Awee that is super sweet but not necessary. I am just glad you got an awesome starting limit..I knew you would! If you want to spend that $25..donate it to an organization that is helping the people in New York :smileywink: Congrats again!

You sure did get 6/6...perhaps I should start drinking..lol


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $14,000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+