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Frequent Contributor
Posts: 299
Registered: ‎05-28-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Congrats!

 

I wonder why NFCU is so lenient on their CLs. I know the people in the military aren't rollin' in the dough! Smiley Happy


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

True but they tend to be responsible and honor their obligations. Much more than the rest of us.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Frequent Contributor
Posts: 299
Registered: ‎05-28-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

I put the bug in my dad's ear to join..he's retired USAF, but I can't join unless he does, right?


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Yes. He needs to join. Just got SW alert on new inquiry. Score didn't move Smiley Wink so I got new account with no hit so far. Ill take a 2 month loss to AAoA. No biggie. Thanks NFCU


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

I think you have your backdated AMEX and income to thank. Congrats on the approval. I look forward to trying in April.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

@jpersat

Also keep in mind that security clearance requires good credit. No military member would threaten his/her job by running up a bunch of bills that they cant pay.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Even my job in the civilian world required a security clearance including a background check and credit check... I did tell them ahead of time about the ex husbands truck that got repoed.... this was before they pulled my credit profile.... I didn't want them to have any surprises or question my motives by keeping secrets.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

jesus h. christ
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U

Congratulations I am very happy for you. I knew you would get a gr8 starting limit very impressive. Nfcu is a blessing to all of us!

Established Contributor
Posts: 803
Registered: ‎05-16-2012
0

Re: Couldn't Wait - HOLY COW NFCU - I <3 U


Duncanrr wrote:
@wolf. I forgot, this approval makes me 6 for 6 since September in credit card apps Smiley Wink.

@Calihlove. I figured out your prize. When my card arrives in 6-10 days, my first purchase on the card will be a $25 iTunes gift card. (0.001 of the cards CL). Ill pm you the code off the card once I get it.

Awee that is super sweet but not necessary. I am just glad you got an awesome starting limit..I knew you would! If you want to spend that $25..donate it to an organization that is helping the people in New York Smiley Wink Congrats again!

You sure did get 6/6...perhaps I should start drinking..lol

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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