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Couldn't resist on Discover More

New Contributor

Couldn't resist on Discover More

I told myself I was gonna stay in the garden for a year but couldn't resist 15 month 0APR from discover so I apped. Not instant cause of a fraud alert on my Equifax file so I got a call from them tonight to verify some information and he said "congrats, you're approved for the Discover More for 6000.00".  I asked for more but he said the way discover works is that you have to build a relationship with them for 6 months then you can call and see if you can get a CLI.  Oh well that was worth a try.Smiley Wink


Starting Score: EQ 686, TU 722, EX 702
Current Score: EQ 838 (01/08/14 MyFico), TU 836 (01/14/14 Wally), EX 832 (01/14/14 FNBO)
Goal Score: 800+ Across The Board


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Message 1 of 10
9 REPLIES
Super Contributor

Re: Couldn't resist on Discover More

 

Wow, congrats !!   That's a great starting limit with them, I'm sure that it will grow.   And is the 0% offer valid for BT as well as purchases ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 10
New Contributor

Re: Couldn't resist on Discover More

Yes on purchases and BT for 15 months.


Starting Score: EQ 686, TU 722, EX 702
Current Score: EQ 838 (01/08/14 MyFico), TU 836 (01/14/14 Wally), EX 832 (01/14/14 FNBO)
Goal Score: 800+ Across The Board


Take the FICO Fitness Challenge
Message 3 of 10
Super Contributor

Re: Couldn't resist on Discover More

 


insidious28 wrote:

Yes on purchases and BT for 15 months.


Thats one of the best BT offers I've seen, I'd jump on that if I were you....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 10
Frequent Contributor

Re: Couldn't resist on Discover More

I just applied for Discover More on Monday due to a mail-order invitation. I got approved for $11,000 and did a balance transfer of $6000-ish due to a boiler I had to recently get.  Now I have a gazillion months to pay it off.  I was pumped!!

 

Congrats for your approval!!!

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 5 of 10
Established Contributor

Re: Couldn't resist on Discover More

Congrats!!! and don't forget about shop discover!  One of the best parts of having a Discover.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 6 of 10
Mega Contributor

Re: Couldn't resist on Discover More


insidious28 wrote:

I told myself I was gonna stay in the garden for a year but couldn't resist 15 month 0APR from discover so I apped. Not instant cause of a fraud alert on my Equifax file so I got a call from them tonight to verify some information and he said "congrats, you're approved for the Discover More for 6000.00".  I asked for more but he said the way discover works is that you have to build a relationship with them for 6 months then you can call and see if you can get a CLI.  Oh well that was worth a try.Smiley Wink


Thats an excellent CL to start!! Have it for 6 months then ask for CLI!




EQ FICO 548 3/3/16
Message 7 of 10
Valued Contributor

Re: Couldn't resist on Discover More

CONGRATULATIONS!!!  Discover was so good to us back in the day when we had credit cards before.  Their EXCELLENT Trade-line is still showing up on both my husband's credit report and mine WAY after the normal ten years that cards report.  We are looking forward to re-establishing business with them just as soon as we possibly can. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 8 of 10
Highlighted
Contributor

Re: Couldn't resist on Discover More

Applied yesterday from an offer I got in the mail and got a message that they needed to process my app. Got a call today and answered some questions. APPROVED $8000!!! Now is time to stop applying!
2009 Credit Portfolio: First Premier 450, Orchard Bank 400

2012 Credit Portfolio: AMEX; Gold, Zync, & Clear 5k
Citi Platinum Select 2k, Home Depot Store (Citi) 4k, Discover More 10k, Barclays Apple 2k, Cap 1 (secured) 2.5k
Message 9 of 10
Established Contributor

Re: Couldn't resist on Discover More


jnydc wrote:
Applied yesterday from an offer I got in the mail and got a message that they needed to process my app. Got a call today and answered some questions. APPROVED $8000!!! Now is time to stop applying!


Smiley Surprised

Message 10 of 10