Countered with Signature loan??

[Camilion]

denied for an addison avenue visa but countered with a Signature loan...What sort of trickery is this??

[Creditaddict]

CL?

interest rate?

1 lump sum payout or an open line of credit?

[Camilion]

I just got the e-mail and am a little afraid to call....i'm just not familiar with this...and just wondered what it might mean before i stick my foot in my mouth and look like a fool

[Creditaddict]

If it's going to be an open revolving line of credit that would be great, do you have any credit card debt?

[Creditaddict]

what are your scores?

[Camilion]

TU 739 Eq 698 from here at Myfico........I have some cc debt but not an extreme amount , I'm at about 18% uti and nothing that i haven't been able to comfortably handle....I have a clean credit report and have no baddies ...aaoa 5 years

[Creditaddict]

wow they are strict bank then not giving you a visa!

call them, find out the deal behind this sig loan!

[ALP]

For what it's worth, Addison pulls EX usually, not EQ or TU.