01-18-2013 10:03 AM
Got the itch to app. So i told my husband he needs some big boy cards (haha) and he told me to go for it.
I honestly am not sure what his real scores are.. We bought a car a few weeks ago and we were both above 700, but I don't know if those were auto enhanced.
his Fako on creditkarma is only 650, and on Creditsesame 696.
I tried to talk him into letting me app for the AMEX BCP, but he didn't want an annual fee, so I did the BCE.. They gave the 7-10 day msg, but i checked the status almost immediately and it was approved. I'll have him call at some point for the limit and such.
I also apped for the Chase Freedom, I figured this one would be "easier" to get in case his score was lower. They also gave the 7-10 day msg, and when i call the automated line it still says its under review.
Anyway, that was my fun for the day (year).. Now i think we're both gardening ha!
01-18-2013 10:26 AM
Why didnt you just get his fico score from here?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO