- last edited on
so ive had my crap1 card for over 18 months. started out with 300 cl and got 200cli on 3rd statement. since then i havent received any cli's. mostly due to the fact i didnt know crap about cards clis and the whole bunch. i have carried a high balance cuz i was young and (edited) but i have never been late and most months i have mad 2 payments even if it was only like 5 dollars over the minimum. i did how ever manage to get a few apr decreases. for 18.8 to 16.8 to 14.9 well i transferred my balance over to my chase since its 0 apr introductory. well they transfer went thru and i have a balance of like 5 bucks so i called hoping for a long waited cli. to my surprise they told me no. i talked to 3 diff people. finally the 3rd person told me she will send it in for consideration or something for a cli.
what kinda crap is this. i been approved for a 5k card with jfcu (still doing the stupid paperwork...grrr.) i have my 1200cl chase. ive had this crappy crap 1 card for over 20 months and i have had just one cli and that was after just 3 months.
is this normal for crap1?
Please refrain from using offensive terms. Thanks!
07-16-2008 10:18 PM
07-17-2008 01:55 AM
07-17-2008 06:46 AM
07-17-2008 07:41 AM
07-17-2008 09:04 AM
07-17-2008 09:14 AM
wow 5 years and no cli. if i had a few 13k cards i wouldnt think twice about closing that cap1.
07-17-2008 09:38 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.