so ive had my crap1 card for over 18 months. started out with 300 cl and got 200cli on 3rd statement. since then i havent received any cli's. mostly due to the fact i didnt know crap about cards clis and the whole bunch. i have carried a high balance cuz i was young and (edited) but i have never been late and most months i have mad 2 payments even if it was only like 5 dollars over the minimum. i did how ever manage to get a few apr decreases. for 18.8 to 16.8 to 14.9 well i transferred my balance over to my chase since its 0 apr introductory. well they transfer went thru and i have a balance of like 5 bucks so i called hoping for a long waited cli. to my surprise they told me no. i talked to 3 diff people. finally the 3rd person told me she will send it in for consideration or something for a cli.
what kinda crap is this. i been approved for a 5k card with jfcu (still doing the stupid paperwork...grrr.) i have my 1200cl chase. ive had this crappy crap 1 card for over 20 months and i have had just one cli and that was after just 3 months.
is this normal for crap1?
Please refrain from using offensive terms. Thanks!
wow 5 years and no cli. if i had a few 13k cards i wouldnt think twice about closing that cap1.