09-28-2012 08:04 PM
So I'm thinking CrapOne can go piss off, but this was my first card and it's actually the hardest to part with even with a pitiful 200 buck limit. I actually got the card when I was still under 18 yrs old. Had another CrapOne card a year later with 500 limit, but closed it after opening Discover, BofA, Chase, Amex Blue Cash with limits of 4300 (later raised to 5400 then 6500), 5000 (later lowed to 2700 then 2300.. this one!), 1100 (formerly WaMu Providian LOL!), and 500 respectively.. When I closed the second CrapOne card with the 500 limit I did it wanting to keep the first one due to longer history even though it had a sucky 200 buck limit.
So I think I might have called these CrapOne jokers one day like probably a year ago saying, "Hey, you guys only let me have 200 pitiful dollars to borrow.. Anything you want to do here to y'know.. I mean... REALLY?!
QUESTION: Just keep it and sock drawer it for buying pieces of gum once in a while??? Y'know since I got 11 year with these jokers yet 200 pitiful dollars...
PS QUESTION: Any "MAGIC" words CrapOne needs to hear out of my mouth for an increase??
Thanks guys. This board is great. First time post! WHOOOO!!
09-28-2012 08:17 PM
Why don't you call the Cap One executive office like many people on this forum in your situation has done the past few days. I've read quite a few success stories.
09-28-2012 08:47 PM
I thought so, but right now I'm collecting unemployment and I presume they will start interrogating me about my income. Can I get help on the right number to call and after that is said and done... Do I just be honest and up front? Stupid question, but I don't know if I'm supposed to say anything magical.
Thanks this forum is addicting!
09-28-2012 08:49 PM
Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations) Cap1: 800-548-4593 (application status - automated only) Cap1: 800-889-9939 or 800-625-7866.(Account Specialist) Cap1: 877-513-9959 (Account Retention?) Cap1: 800-258-9319 (Debt Recovery)
Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)
Cap 1: 800-707-0489 (Senior Escalation Account Mgrs.)
09-28-2012 09:47 PM
Just like to add.. I bet people are like huh?? This idiot needs to just shut it down with having much bigger limits than a pitiful 200 depreciating US dollar CrapOne limit. And I would say to that you are correct. You're right. But y'know what? This isn't about the money with CrapOne. it's about the respect. It's about the pride and dignity and self-worth. If all you can do is 200 for a more than loyal customer after 11+ yrs then YOU, CrapOne, should just shut it down. You should just stop with the David Spade, Jimmy Fallon, etc.. commercials and shut it down if you don't respect a loyal 11+ yr customer more than 200 USDs.
09-29-2012 12:37 AM - edited 09-29-2012 12:37 AM
11 years and nothing wow so much for having my hopes up lol these bastards hate us more than we hate them. ;p
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.