I still cant stop laughing 
The tagline is just what kills me ..... You’re Gonna Love What’s In Your WalletSM.
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| Re: Your account ending in xxxx Dear xxxxxxxxxx
Now, nail those on-time payments to ensure you can access your higher credit line. Did you know you can set up automatic payments when you sign in to your account? You can also set up payment due date reminders for your account to stay on top of payments. You’re on your way to the freedom and flexibility that come with a higher line of credit. You’re Gonna Love What’s In Your WalletSM. |
@gurusexy wrote:I still cant stop laughing
The tagline is just what kills me ..... You’re Gonna Love What’s In Your WalletSM.
Access your fully approved credit line with Credit Steps.
Re: Your account ending in xxxx
Dear xxxxxxxxxx
Make sure you’re ready for unexpected and everyday expenses—no matter when they pop up—with our Credit Steps program.
In two easy steps, you can increase your current credit line from $300 to $500. And, you’ll have access to your new line no later than September 2015.*Your new account is already set up with Credit Steps—so there are no forms to fill out, no application, and no extra cost.
Use your card in the first five months
+
Make your first five monthly payments on time
=
$500
Now, nail those on-time payments to ensure you can access your higher credit line. Did you know you can set up automatic payments when you sign in to your account? You can also set up payment due date reminders for your account to stay on top of payments.
You’re on your way to the freedom and flexibility that come with a higher line of credit.
You’re Gonna Love What’s In Your WalletSM.
I hope your unexpected craving a of twix bar doesnt blow your utilization with that big jump there!
They just attempt to make it sound so professional
Hi, this is Steven. Whom do I have the pleasure of chatting with today?
You
Steven
Hi, Godwill.
Steven
How may I assist you today?
You
You
Steven
Let me access your account and check on that for you. Please validate the information to access the account.
Steven
You should see some verification questions expand from the right side of your chat window. Please enter the requested information and click Validate.
Steven
Thank you for validating that information. Bear with me for just a moment while I review the account.
Steven
Thank you for your patience, Godwill.
I have reviewed your account and see that your account is enrolled in credit steps.
Let me explain how the program works. One moment please.
I have reviewed your account and see that your account is enrolled in credit steps.
Let me explain how the program works. One moment please.
Steven
Credit Steps is a program for designated customers who successfully complete a series of steps to receive access to a higher credit limit.
Customers will be disclosed a pre-qualified credit line amount above their initial credit line. They may be eligible to access the full pre-qualified line if they complete the following steps: Activate and use (any activity that would create a payment due) the card within the first 5 months of the account opening. Make the first five monthly payments on time.
Credit Steps provides a one-time credit limit increase. Once receiving the credit limit increase, the customer is no longer part of the Credit Steps program.
The credit limit will be adjusted to the pre-qualified amount by: the 7th billing statement if customers do not miss a required step. the 10th billing statement if customers miss only one required step.
An account can be permanently removed (before fulfillment) from Credit Steps if a customer: is past due more than 1 time. does not activate and use the account within 5 months.
According to credit steps:
You need to activate and use your card within the first five months of the account being opened. And, of course, make your payments on time.
If you follow all of the required steps, you will receive your full pre-qualified credit line by your 7th billing statement.
Any activity that would create a payment. Examples would be making a purchase, cash advances, special transfers, a promotional transaction, of if you make a payment on a membership fee.
As long as you missed only one of the required steps, you should see your full pre-qualified credit line by the 10th billing statement.
Customers will be disclosed a pre-qualified credit line amount above their initial credit line. They may be eligible to access the full pre-qualified line if they complete the following steps: Activate and use (any activity that would create a payment due) the card within the first 5 months of the account opening. Make the first five monthly payments on time.
Credit Steps provides a one-time credit limit increase. Once receiving the credit limit increase, the customer is no longer part of the Credit Steps program.
The credit limit will be adjusted to the pre-qualified amount by: the 7th billing statement if customers do not miss a required step. the 10th billing statement if customers miss only one required step.
An account can be permanently removed (before fulfillment) from Credit Steps if a customer: is past due more than 1 time. does not activate and use the account within 5 months.
According to credit steps:
You need to activate and use your card within the first five months of the account being opened. And, of course, make your payments on time.
If you follow all of the required steps, you will receive your full pre-qualified credit line by your 7th billing statement.
Any activity that would create a payment. Examples would be making a purchase, cash advances, special transfers, a promotional transaction, of if you make a payment on a membership fee.
As long as you missed only one of the required steps, you should see your full pre-qualified credit line by the 10th billing statement.
You
Steven
Let me check that for you. One moment please.
You
Steven
I see that if you fullfill all the requirements, the full pre-qualified credit line will be $500.00
You
You
Steven
You can also request for a credit limit increase online once your account has been opened for 6 months.
Steven
You are welcome. Thank you for being a valued Capital One card holder and it has been a pleasure assisting you!
Steven
My goal today was to provide you with outstanding customer service. I hope I was able to meet that goal for you. If you'd like to provide feedback about your experience with us today, please click here to end the chat and answer a few quick questions.
Our chat session has ended.
@gurusexy wrote:Hi, this is Steven. Whom do I have the pleasure of chatting with today?YouGodwillStevenHi, Godwill.StevenHow may I assist you today?Youwhen i got my card was told i'd get an auto credit limit increase before september..how does this work and has my account been reviewed lately as its been 5-6 months?Youbecause the limits on that card is simply abominableStevenLet me access your account and check on that for you. Please validate the information to access the account.StevenYou should see some verification questions expand from the right side of your chat window. Please enter the requested information and click Validate.StevenThank you for validating that information. Bear with me for just a moment while I review the account.StevenThank you for your patience, Godwill.
I have reviewed your account and see that your account is enrolled in credit steps.
Let me explain how the program works. One moment please.StevenCredit Steps is a program for designated customers who successfully complete a series of steps to receive access to a higher credit limit.
Customers will be disclosed a pre-qualified credit line amount above their initial credit line. They may be eligible to access the full pre-qualified line if they complete the following steps: Activate and use (any activity that would create a payment due) the card within the first 5 months of the account opening. Make the first five monthly payments on time.
Credit Steps provides a one-time credit limit increase. Once receiving the credit limit increase, the customer is no longer part of the Credit Steps program.
The credit limit will be adjusted to the pre-qualified amount by: the 7th billing statement if customers do not miss a required step. the 10th billing statement if customers miss only one required step.
An account can be permanently removed (before fulfillment) from Credit Steps if a customer: is past due more than 1 time. does not activate and use the account within 5 months.
According to credit steps:
You need to activate and use your card within the first five months of the account being opened. And, of course, make your payments on time.
If you follow all of the required steps, you will receive your full pre-qualified credit line by your 7th billing statement.
Any activity that would create a payment. Examples would be making a purchase, cash advances, special transfers, a promotional transaction, of if you make a payment on a membership fee.
As long as you missed only one of the required steps, you should see your full pre-qualified credit line by the 10th billing statement.Youso whast the prequalified credit line in 7 months?StevenLet me check that for you. One moment please.Youif its something very tiny, i will just reconsider and cancel the cardStevenI see that if you fullfill all the requirements, the full pre-qualified credit line will be $500.00Youyou guys make me laugh... my highest limit is 24K...well will just advise myself when the time comes thenYouhave a good dayStevenYou can also request for a credit limit increase online once your account has been opened for 6 months.StevenYou are welcome. Thank you for being a valued Capital One card holder and it has been a pleasure assisting you!StevenMy goal today was to provide you with outstanding customer service. I hope I was able to meet that goal for you. If you'd like to provide feedback about your experience with us today, please click here to end the chat and answer a few quick questions.Our chat session has ended.
Just remember that you can get a $50K venture, dwarfing that puny AMex limit!