Yes, this goes with any HSBC card, I have the Best Buy Reward zone thing. I asked one of the reps about this one time and she said "oh no, that would seem like it would be illegal ". then I told her where it said that and she said" it was for legal reasons but they don't actually do it". YEAH RIGHT!! I wasn't about to find out.
Bottom line, HSBC's credit card division is a pure suckfest. If you get the card, just use it for rebuilding, never care about the limit. That's what real cards are for. Don't even threaten to cancel or whatever, they may take you up on it and there goes your rebuilder card. Just sock it away and put your newspaper subscription on it or on of your monthly CR's.
Even my Imagine Card went from $75 to $800 in a little over a year (then got rid of it)
HSBC is a shoddy corp. , and I don't care if they have a million banks in NYC!
Now let me tell you how I really feel....
Message Edited by Jubeyy on
08-02-2008 02:24 PM