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I got a great deal on tickets to Hawaii for my entire family. I put the 3300.00 charge on my 0% interest freedom and plan to pay it off over the next 3 months. I've been thinking, oh when my balance reports my scores will really take a hit..... So it did, my TU dropped 11 points, my EX and EQ both went up 6 and 12 respectively. Will never understand how this all works! LOL
The balance change was just the trigger that caused new scores to post. It isn't necessarily the actual cause of the changes.