Credit App-Addiction Dungeon

[SimonP]

I just finished reading all the 16 pages here. Regarding the Garden Club member comments, you can always change the Dungeon name to Credit Hotline or something like that to encourage people not to do it. I've to agree dungeon is kind of a cool name. 

EDIT: Maybe App Hotline?

[LS2982]

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@prolificjinx23 wrote:

Hi everyone!

I figured I might as well join this AA meeting too (App Anon)!!! I've been App free for about...... an hour.....  I was just approved for my Amex Zync.... .... I mean ...... Trying to stay away from Discover......  

I'M FEELING TREMORS IN MY HANDS FROM THE WITHDRAWL....... 

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don't do it!!!!!

[Smug]

😱good Luck holding out!

[daneatreia]

Hey I made it to day 5 app free! I almost app'd today so this is huge!

[Anonymous]

I'm trying not to app for Amex. I don't really want a charge card, but I figure I'll have to get a Zync to get my foot in the door with them before I can get a revolving card. I plan to apply for a new auto loan in the next few months, so I'm trying not to rack up a bunch of inquiries - but it's hard to stay away from the apping. Now that Discover approved me, I really want to apply for both Amex and Chase (for a Freedom) so I can axe my Cap One cards.

[jamesdwi]

7 days APP free

got my Amex Blue in the mail a couple days, ago charged about $98 on it,  PIF plus $2 tonight, going to pay down my cards from christmas binge,  got my util upto 24% from 18%  took a 20 point hit as each card showed an increase in balance, none more than 30% not going to app for a least 90 days. then try for a sweet backdated BCE or Zync card, 9 months of bonus backdating since the card will be dated feb or march 2011. boosting my AAoA since its currently stands at 1 year 2 months and the AMEX blue hasn't even hit yet. 

then another 3-6 months and apply for a sam's club card since I shop there every couple weeks. And maybe a VISA credit card, my only VISA currently is a debit card strange how that worked out. 

Then I am probably done unless i get a Bill Me Later account for a HP server. 

Too Many cards to fit in my wallet

AMEX Blue 6K

Capitalone Platinum  2k 

Capitalone Rewards 750

BestBuy MC                  600

Sears  HSBC  MC        400

Tiger Direct                   4000

Amazon Store              1200

Walmart store              900

WomanWithin              580

Onestop                        500

KingSize Direct            500

Brylane Home              250   first card on my list to cancel

[Nightfallx]

don't do sams club, get the costco amex it's so amazing. and i find it easier to not app once you have all the sweet cards, i currently have chase sapphire, discover more, amex zync, and a citi forward, and best buy store card.  im pretty content on my cards i have no other card i want lol.

[jamesdwi]

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@Nightfallx wrote:

don't do sams club, get the costco amex it's so amazing. and i find it easier to not app once you have all the sweet cards, i currently have chase sapphire, discover more, amex zync, and a citi forward, and best buy store card.  im pretty content on my cards i have no other card i want lol.

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no costco local to me, its at least 50 miles away 

from what i have heard sam's club cards get decent limits, usually around 3-5k to start. 

[tcbofade]

I'm at 17 days app free...I think...

No baddies on any of my CR's...utilization is a little high, but coming down....

Gonna try to make 2012 an app free year.

I should qualify for prime cards 01 January 2013.

[Anonymous]

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@Anonymous wrote:

I'm trying not to app for Amex. I don't really want a charge card, but I figure I'll have to get a Zync to get my foot in the door with them before I can get a revolving card. I plan to apply for a new auto loan in the next few months, so I'm trying not to rack up a bunch of inquiries - but it's hard to stay away from the apping. Now that Discover approved me, I really want to apply for both Amex and Chase (for a Freedom) so I can axe my Cap One cards.

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I kind of regret getting a zync...... I literally have no use for it that I can see. I just got it so I can backdate to it later, I guess that could be considered a use. I think I used it to buy a cup of yogurt. I didn't need a year with a zync in order to get approved for revolver. Probably just an added year of history with other creditors would have done it just as well.