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Regular Contributor
Skinnyminnie
Posts: 177
Registered: ‎10-14-2011
0

Re: Credit App-Addiction Dungeon


drsmith wrote:

I have 1 inq on EQ, 2 on EX, but I really want to app for the Freedom

 

I dont need it though. I'm fighting with myself on it.


Doeeeet, I wanna see what kind of CL you get.  :smileyhappy:

Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon


Skinnyminnie wrote:

drsmith wrote:

I have 1 inq on EQ, 2 on EX, but I really want to app for the Freedom

 

I dont need it though. I'm fighting with myself on it.


Doeeeet, I wanna see what kind of CL you get.  :smileyhappy:


lol:smileyvery-happy: so do i :smileysurprised:

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
0

Re: Credit App-Addiction Dungeon


Datx wrote:
"....I obviously have no self control and everytime I see an approval thread, I get so excited that I try to app for the same card myself."

:smileyvery-happy:  I wonder if after a year of waiting to finally get a FICO score if I will be like you!



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
New Contributor
KLGFCG
Posts: 58
Registered: ‎11-25-2007
0

Re: Credit App-Addiction Dungeon

I'd like the CCC's to stop offering such fantastic sign up bonuses. I was FINE with the few cards I had, then all these companies started throwing out free money, and all of a sudden I'm up to 12 cards... yikes! $1040 in free money just for using cards for things I was going to buy anyway though... too good to pass up! Since I already have a mortgage and a car loan, I may as well use my good credit for something!

 

Aw, who am I kidding... I want more sign on bonuses!!!! Who cares if I need a spreadsheet to manage all my cards now... I'm all about the free cash. :smileywink:

Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon


discernment wrote:

Datx wrote:
"....I obviously have no self control and everytime I see an approval thread, I get so excited that I try to app for the same card myself."

:smileyvery-happy:  I wonder if after a year of waiting to finally get a FICO score if I will be like you!



what r ur scores?

Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon

:smileyvery-happy:


KLGFCG wrote:

I'd like the CCC's to stop offering such fantastic sign up bonuses. I was FINE with the few cards I had, then all these companies started throwing out free money, and all of a sudden I'm up to 12 cards... yikes! $1040 in free money just for using cards for things I was going to buy anyway though... too good to pass up! Since I already have a mortgage and a car loan, I may as well use my good credit for something!

 

Aw, who am I kidding... I want more sign on bonuses!!!! Who cares if I need a spreadsheet to manage all my cards now... I'm all about the free cash. :smileywink:


 

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
0

Re: Credit App-Addiction Dungeon


dalebb wrote:
what r ur scores?

I don't have any scores.  FICO doesn't give anyone a score until they've had OPEN accounts for at least 6 months.  I have only recently gotten back into the credit game after years and years of using cash only. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon

so u have no idea where u stand? have u tried creditkarma.com or credit.com for atleast free fako scores?

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
0

Re: Credit App-Addiction Dungeon


dalebb wrote:

so u have no idea where u stand? have u tried creditkarma.com or credit.com for atleast free fako scores?


I use the Credit Monitoring Service through USAA Bank which gives me daily credit report pulls on all 3 credit bureaus, that's what I've been interested in the most!  They also give their FAKO PLUS Scores but, I don't pay any attention to those since they're worthless, fake and count for nothing. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Frequent Contributor
drsmith
Posts: 389
Registered: ‎11-27-2010
0

Re: Credit App-Addiction Dungeon


dalebb wrote:

Skinnyminnie wrote:

drsmith wrote:

I have 1 inq on EQ, 2 on EX, but I really want to app for the Freedom

 

I dont need it though. I'm fighting with myself on it.


Doeeeet, I wanna see what kind of CL you get.  :smileyhappy:


lol:smileyvery-happy: so do i :smileysurprised:


If I do it I'm going to wait it out a few more days

 

Want to make sure my BoA has all the time it needs to report the huge drop in the balance I've been carrying.


Starting Score: 703
Current Score: EQ 773 4/11/14
Goal Score: 800


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