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Established Member
scott1970
Posts: 28
Registered: ‎11-09-2011
0

Re: Credit App-Addiction Dungeon

[ Edited ]

I Have Everyone Beat, And Will Hold The 2 Year Title For The Most Inquires In A Single Month...  47 But Only 5 Approvals.  I Believe Most Days The Only Way To Stop Is To Cut Off My Finger, So I Can't Fill Out The Apps :smileyvery-happy:

Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon


scott1970 wrote:

I Have Everyone Beat, And Will Hold The 2 Year Title For The Most Inquires In A Single Month...  47 But Only 5 Approvals.  I Believe Most Days The Only Way To Stop Is To Cut Off My Finger, So I Can't Fill Out The Apps :smileyvery-happy:



wtg scott

Frequent Contributor
Strepthroat
Posts: 260
Registered: ‎06-13-2008
0

Re: Credit App-Addiction Dungeon

Ok Scott you don't have an addiction, you have a problem:smileyvery-happy:

 

In all seriousness, give it time, there's going to be a name for it: An addiction to applying to credit just to hear the words "You're Approved". 

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Credit App-Addiction Dungeon

Whoa... this thread is growing faster than the Garden Club! :smileysurprised: Must be a lot of credit app addicts on these forums, LOL! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Frequent Contributor
Strepthroat
Posts: 260
Registered: ‎06-13-2008
0

Re: Credit App-Addiction Dungeon

My name is Strepthroat and I am here because I am a credit card application addict. 

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Credit App-Addiction Dungeon

[ Edited ]

My name is LS2982 and im an addict.

 

This addiction I have cannot be cured.

 

myFICO fuels this addiction.

 

I find myself promising loved ones and others "I will not app" and wait like a thief in the night when no one's around and hit that damn submit button!!! :smileysad:

 

I just got approved for a firestone card people!!!! Its a horrible addiction to have!!

 

I've tried freezes on the reports but the inner app devil on me sits on my shoulder and says "you know you wanna do it.......just do it......so what if you get decline its ONLY an INQ no hit on your AAoA............cmon pretttty pleaseeeeeeeeeeeee!!!"

 

I feel like Mr. Brooks did with his alter ego egging him on.

 

I'm ^&*%$ up in the head man!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon

:smileyvery-happy: firestone card? as in tires? thought they went out of business

Frequent Contributor
jeffery581
Posts: 373
Registered: ‎03-26-2010
0

Re: Credit App-Addiction Dungeon

[ Edited ]

I have the same problem also. 14 Inquires fall off after this next year though :smileyhappy: 

All accounts are year or younger

Cap One Mastercard 750

Cap One MTV Visa  750

Cap One Sony Card 750

Firestone/Hibdon Tire 1000

Credit One Visa475

HSBC DIscover 400

BBRZM 400

Fingerhut 400

TFCU Visa 200

JCP 1000

Walmart 475

 

At this point more inquires and apps are self destructive.:smileysad:

Capital One QuicksilverOne MC| MTV Visa | Sony Visa | NFL Visa | ebay MC | Best Buy MC | Credit One Visa | JCP | Kohl's| Conoco | Bloomingdale's | Lowe's | CareCredit | Firestone | Walmart | Academy Sports Visa | Macy's | Target | Amazon | Gap |
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
0

Re: Credit App-Addiction Dungeon

I am stupid addicted! Never knew that a shinny pretty new credit card would make me all warm and fuzzy inside. I actually said a prayer that I would get a Chase Freedom, and I got approved! OMG what unnecessary ways to use the good Lord! I'm terrible. What's even more crazy is the fact that I just got a beautiful new Zync card and I never use it because I don't need it. It's burning a hole in pocket, but I know I can't spend money I don't have. 

 

I hit my lowest point when the Barclay's rep, upon recon, said very sternly: Sir quit applying for credit. They are very sensitive to inquiries by the way. 

 

Did I mention the recon process is so fun. The thrill of it all. Getting all nervous then getting told congrats you're approved or congrats your CL is increased by 2000. Yes I got BofA to increase me to 2000 for a 7000 total. I just got the card in May 2011!! I love the manipulation!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon

[ Edited ]

i must say LS u started a gr8 thread:smileyvery-happy:


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