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Credit App-Addiction Dungeon

Established Member

Re: Credit App-Addiction Dungeon

I Have Everyone Beat, And Will Hold The 2 Year Title For The Most Inquires In A Single Month...  47 But Only 5 Approvals.  I Believe Most Days The Only Way To Stop Is To Cut Off My Finger, So I Can't Fill Out The Apps Smiley Very Happy

Message 21 of 381
Valued Contributor

Re: Credit App-Addiction Dungeon


scott1970 wrote:

I Have Everyone Beat, And Will Hold The 2 Year Title For The Most Inquires In A Single Month...  47 But Only 5 Approvals.  I Believe Most Days The Only Way To Stop Is To Cut Off My Finger, So I Can't Fill Out The Apps Smiley Very Happy



wtg scott

Message 22 of 381
Frequent Contributor

Re: Credit App-Addiction Dungeon

Ok Scott you don't have an addiction, you have a problemSmiley Very Happy

 

In all seriousness, give it time, there's going to be a name for it: An addiction to applying to credit just to hear the words "You're Approved". 

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 23 of 381
Moderator Emeritus

Re: Credit App-Addiction Dungeon

Whoa... this thread is growing faster than the Garden Club! Smiley Surprised Must be a lot of credit app addicts on these forums, LOL! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 24 of 381
Frequent Contributor

Re: Credit App-Addiction Dungeon

My name is Strepthroat and I am here because I am a credit card application addict. 

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 25 of 381
Mega Contributor

Re: Credit App-Addiction Dungeon

My name is LS2982 and im an addict.

 

This addiction I have cannot be cured.

 

myFICO fuels this addiction.

 

I find myself promising loved ones and others "I will not app" and wait like a thief in the night when no one's around and hit that damn submit button!!! Smiley Sad

 

I just got approved for a firestone card people!!!! Its a horrible addiction to have!!

 

I've tried freezes on the reports but the inner app devil on me sits on my shoulder and says "you know you wanna do it.......just do it......so what if you get decline its ONLY an INQ no hit on your AAoA............cmon pretttty pleaseeeeeeeeeeeee!!!"

 

I feel like Mr. Brooks did with his alter ego egging him on.

 

I'm ^&*%$ up in the head man!!!!




EQ FICO 548 3/3/16
Message 26 of 381
Valued Contributor

Re: Credit App-Addiction Dungeon

Smiley Very Happy firestone card? as in tires? thought they went out of business

Message 27 of 381
Established Contributor

Re: Credit App-Addiction Dungeon

I have the same problem also. 14 Inquires fall off after this next year though Smiley Happy 

All accounts are year or younger

Cap One Mastercard 750

Cap One MTV Visa  750

Cap One Sony Card 750

Firestone/Hibdon Tire 1000

Credit One Visa475

HSBC DIscover 400

BBRZM 400

Fingerhut 400

TFCU Visa 200

JCP 1000

Walmart 475

 

At this point more inquires and apps are self destructive.Smiley Sad

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 28 of 381
Established Contributor

Re: Credit App-Addiction Dungeon

I am stupid addicted! Never knew that a shinny pretty new credit card would make me all warm and fuzzy inside. I actually said a prayer that I would get a Chase Freedom, and I got approved! OMG what unnecessary ways to use the good Lord! I'm terrible. What's even more crazy is the fact that I just got a beautiful new Zync card and I never use it because I don't need it. It's burning a hole in pocket, but I know I can't spend money I don't have. 

 

I hit my lowest point when the Barclay's rep, upon recon, said very sternly: Sir quit applying for credit. They are very sensitive to inquiries by the way. 

 

Did I mention the recon process is so fun. The thrill of it all. Getting all nervous then getting told congrats you're approved or congrats your CL is increased by 2000. Yes I got BofA to increase me to 2000 for a 7000 total. I just got the card in May 2011!! I love the manipulation!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 29 of 381
Valued Contributor

Re: Credit App-Addiction Dungeon

i must say LS u started a gr8 threadSmiley Very Happy

Message 30 of 381