Reply
Contributor
Posts: 106
Registered: ‎08-05-2011
0

Re: Credit App-Addiction Dungeon

I've gone a little crazy this year... 

 

Amazon

Walmart

Lowes

Amex Platinum

Chase Freedom

USAA MC

USAA Motorcycle Loan

Target Redcard

 

and a hard inq for a cli at citi

 

I have since frozen all of my CRAs


January 2011 Score: 663
Current Score: 704
Goal Score: 750
Valued Contributor
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon

well i c the addict club is still out doing the garden clubSmiley Very Happy

Valued Contributor
Posts: 1,074
Registered: ‎04-24-2008
0

Re: Credit App-Addiction Dungeon


dalebb wrote:

well i c the addict club is still out doing the garden clubSmiley Very Happy



This thread is pretty comical....I can use a good laugh cause I was in their shoes at one point, haha.

New Contributor
Posts: 67
Registered: ‎03-08-2009
0

Re: Credit App-Addiction Dungeon

 

Yeah, I put myself on a "No Ap" diet  until at least July 2012.  Ugh.

Valued Contributor
Posts: 1,276
Registered: ‎09-22-2009
0

Re: Credit App-Addiction Dungeon


dalebb wrote:

well i c the addict club is still out doing the garden clubSmiley Very Happy


In theory,  the Garden Club is for those who are RECOVERING from their app addiction, and this thread is those who are ACTIVE in their app addiction.  We're all addicts - it's just a question of whether we are part of the problem or part of the solution.  As can be seen in the Garden Club thread, there are many tales of relapse! 

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Credit App-Addiction Dungeon

LOL thats the myFICO law if you pronounce yourself a gardener and step out the garden you must do 1 month in the dungeon!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 541
Registered: ‎12-02-2011
0

Re: Credit App-Addiction Dungeon

I love this thread...u know what really fuels my app addiction...getting denied.  I really really need to score after a denial...u know, to quell the pain.  Smiley Very Happy

Established Contributor
Posts: 799
Registered: ‎09-27-2011
0

Re: Credit App-Addiction Dungeon

[ Edited ]

Began with Orchard $300 limit and Cap1 $500...

 

Two months after MyFICO?

 

Barclay Apple1500
Firestone1200
CareCredit800
Capital One750
Wal-Mart600
Credit One400
HSBC/Orchard600
Marathon250
Fingerhut200

JCP

PayPal SC

200

500

 

My name is CreditCrusader...and I'm a credit addict... Smiley Very Happy

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Credit App-Addiction Dungeon


learnin113 wrote:

I love this thread...u know what really fuels my app addiction...getting denied.  I really really need to score after a denial...u know, to quell the pain.  Smiley Very Happy



need to get ur fix on?Smiley Surprised

Established Contributor
Posts: 645
Registered: ‎03-20-2010
0

Re: Credit App-Addiction Dungeon

we're giving away free hugs in the gardening thread!!!!

 

(well, not really but I'm recruiting for more gardeners)

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.