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Credit Approval Question

Valued Contributor

Credit Approval Question

DEPARTMENT STORE CARDS.
Do you stand a better chance at getting approved in store or online just curious.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
3 REPLIES
Valued Contributor

Re: Credit Approval Question

I have wondered this as well. I think some people have reported that they felt it helped to be in store. I'd be afraid to be declined in the store though.
 
But, you are not thinking of applying for anything are ya? I know you woudln't be doin' that! Smiley Wink
Valued Contributor

Re: Credit Approval Question



UpUpUp wrote:
I have wondered this as well. I think some people have reported that they felt it helped to be in store. I'd be afraid to be declined in the store though.
 
But, you are not thinking of applying for anything are ya? I know you woudln't be doin' that! Smiley Wink


Right i don't think that's ever happen to me. No i'm not thinking about applying for anything as of yat lolSmiley Very Happy

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Established Contributor

Re: Credit Approval Question

You probably stand a good chance for a better credit limit by applying in store, but the approval rate is probably the same since it's a computer program that usually determines whether you get approved or not.
07/26/2007 TU-688
EQ-656
EX-649