Credit Card Account Protection

[EaglesFan2006]

I just activated a new CC and realized after the fact that I didn't get the typical sell about the 'account protection plan' that costs a small percentage of your balance each month.  I never go for these plans, but I found it curious that they didn't ask...is there any chance they will automatically enroll me in that without asking?  The bank is Chase.

[Anonymous]

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@EaglesFan2006 wrote:

I just activated a new CC and realized after the fact that I didn't get the typical sell about the 'account protection plan' that costs a small percentage of your balance each month.  I never go for these plans, but I found it curious that they didn't ask...is there any chance they will automatically enroll me in that without asking?  The bank is Chase.

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No Chase won't do that.  No creditor can forced you into a product. 

[FrugalRican]

Let me guess, you've had a credit card account with Bank of America?

[Anonymous]

The only place that did not push that credit card protection plan on me was my credit union.  Every other experience I have had resulted in me saying, "no thank you" two or three times before they give up.

[EaglesFan2006]

Nope no Bank of America...but every other CC tried to sell me on it.  That's why I thought it was odd that Chase didn't.