Credit Card Advice

[LS2982]

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@drkaje wrote:

She should probably stop using the cards. A balance transfer isn't going to fix the problem if she's simply spending too much.

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If she has a low APR BT card it may help?

[drkaje]

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@LS2982 wrote:

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@drkaje wrote:

She should probably stop using the cards. A balance transfer isn't going to fix the problem if she's simply spending too much.

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If she has a low APR BT card it may help?

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Not if there's a spending problem.

If he/she ends up with another low limit card it's a wasted inquiry. Also, some of the better companies aren't going to look kindly upon an unpaid medicall, even if it's only $35.

[CreditWorld2013]

The medical collection was paid a short time after she found out about it. Also her tenants lost their jobs and that created a messy rent situation which led to using credit cards to cover some expenses. There is only 1 store card that was used for spending during the Christmas (which she gave her card to her kid)