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Credit Card App Questions - Invitation Codes

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Anonymous
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Credit Card App Questions - Invitation Codes

I'm currently thinking of applying for a Discover it card and Chase card. Currently I have a lot of purple envelopes (3 ap range) from discover and a lot from chase. The only problem is that all these envelopes are from my parents address (which are out of state), I moved about 8 months ago to a different state. So in this situation would it be better to apply for these credit cards without using the invitations codes? For Discover should I have a friend refer me instead?

 

 

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Credit Card App Questions - Invitation Codes


@Anonymous wrote:

I'm currently thinking of applying for a Discover it card and Chase card. Currently I have a lot of purple envelopes (3 ap range) from discover and a lot from chase. The only problem is that all these envelopes are from my parents address (which are out of state), I moved about 8 months ago to a different state. So in this situation would it be better to apply for these credit cards without using the invitations codes? For Discover should I have a friend refer me instead?

 

 


Just have a friend refer you.  Those invitation codes are basically just marketing, so it won't hurt you not to use them.

Message 2 of 5
Anonymous
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Re: Credit Card App Questions - Invitation Codes

will the fact that I moved 6-8 months ago effect my chances?

Message 3 of 5
Creditaddict
Legendary Contributor

Re: Credit Card App Questions - Invitation Codes


@Anonymous wrote:

will the fact that I moved 6-8 months ago effect my chances?


check chase pre-qual online using your new address.

 

Message 4 of 5
Anonymous
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Re: Credit Card App Questions - Invitation Codes

checked and prequal for chase and says choose one of your prequalified offers and theres three cc. And discover I prequal with 3 apr range. How accurate are both of these as far as acceptance?

Message 5 of 5
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