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Credit Card Approval with AU History Only

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Anonymous
Not applicable

Re: Credit Card Approval with AU History Only

trimerged report ordered from EQ

Message 11 of 17
dp321
Regular Contributor

Re: Credit Card Approval with AU History Only

 


@Anonymous wrote:

trimerged report ordered from EQ


Well... that's actually not a place to get a FICO, which is most widely used credit score. So we really have no good idea how good your credit is...


Starting Score: EQ: 703 (4/2011);
Current Score: EQ: 738 (04/2013)

Goal Score: ALL 800

Take the FICO Fitness Challenge
Message 12 of 17
flipdc
Valued Member

Re: Credit Card Approval with AU History Only

Go to Capital one they have pre approval then it should tell you what card you qualify for to start your credit.

FlipDC
Starting Score: 638 fico eq 7/11
Current Score: 648 fico eq 8/12, 686 fico tu 8/12. 1/13 TU 661
2013 Score: EX 654, EQ 610, TU 625
Goal Score: 740 1/14
In my Wallet: Discover more 4k,Citi plat 5k,Citi simplicity 3k,Citi diamond 1k,Cap1 cash 750/2500,Cap1 plat 750/2500,Kanes Furn, Walmart 900/2200, Macys 600.
Message 13 of 17
flipdc
Valued Member

Re: Credit Card Approval with AU History Only

just got my first two capital one credt card last may and june. this was after a series of delingquent account which passed after 7 years. just recently applied to discover and was approved a 1k CL and was very surprised. go to Capital one to pre qualify.

FlipDC
Starting Score: 638 fico eq 7/11
Current Score: 648 fico eq 8/12, 686 fico tu 8/12. 1/13 TU 661
2013 Score: EX 654, EQ 610, TU 625
Goal Score: 740 1/14
In my Wallet: Discover more 4k,Citi plat 5k,Citi simplicity 3k,Citi diamond 1k,Cap1 cash 750/2500,Cap1 plat 750/2500,Kanes Furn, Walmart 900/2200, Macys 600.
Message 14 of 17
Anonymous
Not applicable

Re: Credit Card Approval with AU History Only

do you mind if I ask the limits on the Capital One cards? you see I think my scores are strong enough to pass automation however most CCC's manually review card applications these days.

Message 15 of 17
Anonymous
Not applicable

Re: Credit Card Approval with AU History Only

Update! Received a pre approval offer from Cap One, applied and was approved for 2000 CL. Just got the card yesterday! Smiley Very Happy

Message 16 of 17
Anonymous
Not applicable

Re: Credit Card Approval with AU History Only


@Anonymous wrote:

Update! Received a pre approval offer from Cap One, applied and was approved for 2000 CL. Just got the card yesterday! Smiley Very Happy


Congrats! I added my then fiance as an AU on a small (500) capital one card, that was my oldest card at the time, with a perfect tradeline, and within a couple of months he had 740 eq score and got approved for a 5k chase freedom credit card. And now he has better credit than me!! 

Message 17 of 17
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