Reply
Frequent Contributor
ArisGreek
Posts: 477
Registered: ‎09-24-2010

Credit Card Cheapness

What's going on with credit cards lately? My sister got her new Cap One card in the mail since she was up for renewal and it is very flimsy.  I got my Thank You Preferred card in the mail a few weeks ago and it's like this papery-multifiber consistency. It doesn't even feel like plastic anymore.  These new cards look very cheap.

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Moderator Emeritus
fused
Posts: 16,256
Registered: ‎03-12-2007

Re: Credit Card Cheapness

Outsourcing, its uber-cheap, just like most banks and CCC's.:smileyvery-happy:

Credit Cards:
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ First Hawaiian Bank Gold Visa 10K
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Credit Card Cheapness

Cheaper cards to offset the lost revenue inflicted by the CC Act. 

Frequent Contributor
ArisGreek
Posts: 477
Registered: ‎09-24-2010

Re: Credit Card Cheapness

Everything seems to be pointing to the CC Act. :smileywink:

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Credit Card Cheapness


ArisGreek wrote:

Everything seems to be pointing to the CC Act. :smileywink:


Consumers blame the bank and when you call the bank they blame the government. 

Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011

Re: Credit Card Cheapness

 


DI wrote:

ArisGreek wrote:

Everything seems to be pointing to the CC Act. :smileywink:


Consumers blame the bank and when you call the bank they blame the government. 


Just another data point, my renewed DL in MA looks exactly the same cheap plastic as those cards now. Older one was so nice and strong.

 

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Established Contributor
jefftca925
Posts: 683
Registered: ‎08-14-2008

Re: Credit Card Cheapness

I did a PC on an old Wamu MC to a Freedom card... the new card looks cheesy.  Looks a 5 year-old designed it ...LOL!!  I liked the old design

CCs: Chase Freedom World MC 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 9.2k, Citi AA Amex 6k, Nordstrom Visa Sg 10k, Amex Zync, Costco Amex 12k, BofA CR Visa Sg 17k, Amex BCP 9.5k, Amex Blue 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR Visa 44.6k, Chase United Visa Sg 13k, Chase Marriott Visa Sg 8k, Citi Simplicity 11.4k, PayPal MC 5k, Compass Visa 4k, WF Visa Sg 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 10.8k, Capital One QS Visa 3k, FRN MC 12k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates Visa Sg 8k FICOs as of June '14...EQ 808 TU 804 EX ?
Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009

Re: Credit Card Cheapness

My BB store card is the most flimsy, cheap card in my wallet.  It's about half as thick as my other cards.  And what's up with my Cap1 MTV card with the matte finish?? Just weird.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: Credit Card Cheapness

About blamming the government, that usually starts with consumer. For example overdraft law wouldn't exist had $42 coffee story not exist.

 

I agree with others. My Cap 1 card is the worst plastic I ever had. You can bend it to a point it'll remain that way. The best one is my Charles Schwab Check Card. It is quite thick. Citi Forward is also not bad.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
New Contributor
tobey
Posts: 71
Registered: ‎02-24-2010

Re: Credit Card Cheapness

[ Edited ]

Seems it just depends on how much the bank wanted to spring for on plastic. I've got cards manufactured by VCT, CPI and Gemalto in several different gauges, so it's not a manufacturer issue. That's what I like about AMEX, they still issue nice thick cards. Pretty sure I could knock someone unconscious with my AMEX if I had to...


Starting Score: 737
Current Score: 770
Goal Score: 800


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+