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Frequent Contributor
Posts: 478
Registered: ‎09-24-2010
0

Credit Card Cheapness

What's going on with credit cards lately? My sister got her new Cap One card in the mail since she was up for renewal and it is very flimsy.  I got my Thank You Preferred card in the mail a few weeks ago and it's like this papery-multifiber consistency. It doesn't even feel like plastic anymore.  These new cards look very cheap.

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TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
0

Re: Credit Card Cheapness

Outsourcing, its uber-cheap, just like most banks and CCC's.Smiley Very Happy

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Credit Card Cheapness

Cheaper cards to offset the lost revenue inflicted by the CC Act. 

Frequent Contributor
Posts: 478
Registered: ‎09-24-2010
0

Re: Credit Card Cheapness

Everything seems to be pointing to the CC Act. Smiley Wink

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Credit Card Cheapness


ArisGreek wrote:

Everything seems to be pointing to the CC Act. Smiley Wink


Consumers blame the bank and when you call the bank they blame the government. 

Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Credit Card Cheapness

 


DI wrote:

ArisGreek wrote:

Everything seems to be pointing to the CC Act. Smiley Wink


Consumers blame the bank and when you call the bank they blame the government. 


Just another data point, my renewed DL in MA looks exactly the same cheap plastic as those cards now. Older one was so nice and strong.

 

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Established Contributor
Posts: 720
Registered: ‎08-14-2008
0

Re: Credit Card Cheapness

I did a PC on an old Wamu MC to a Freedom card... the new card looks cheesy.  Looks a 5 year-old designed it ...LOL!!  I liked the old design

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 17k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
0

Re: Credit Card Cheapness

My BB store card is the most flimsy, cheap card in my wallet.  It's about half as thick as my other cards.  And what's up with my Cap1 MTV card with the matte finish?? Just weird.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Valued Contributor
Posts: 2,512
Registered: ‎11-11-2010
0

Re: Credit Card Cheapness

About blamming the government, that usually starts with consumer. For example overdraft law wouldn't exist had $42 coffee story not exist.

 

I agree with others. My Cap 1 card is the worst plastic I ever had. You can bend it to a point it'll remain that way. The best one is my Charles Schwab Check Card. It is quite thick. Citi Forward is also not bad.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
New Contributor
Posts: 71
Registered: ‎02-24-2010
0

Re: Credit Card Cheapness

[ Edited ]

Seems it just depends on how much the bank wanted to spring for on plastic. I've got cards manufactured by VCT, CPI and Gemalto in several different gauges, so it's not a manufacturer issue. That's what I like about AMEX, they still issue nice thick cards. Pretty sure I could knock someone unconscious with my AMEX if I had to...


Starting Score: 737
Current Score: 770
Goal Score: 800


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