07-28-2009 08:58 AM
I will also post this on the Rebuilding Credit link....
I have found myself needing to negotiate with my creditors. I live in the horrid economy of Michigan (love the state, hate the economy). Because of declining revenues, I have had to agree to taking a pay cut, loss of other wages and raises, and sick/vacation days just to keep a job. While it might sound like I am complaining (and my heart goes out to anyone who has lost a job), I just never thought I would be in this situation.
None the less, I want to protect what is left of my credit and negotiate directly with a real person for the following companies. Please let me know if you have an address, name, email to anyone at:
Citi- Children's Place Card
Capital One CC
Orchard Bank CC
I have managed to protect my home and car and want to now work on my relationship with these creditors. Thanks for all of your help.