I've had a single credit card for the past 8 years, and no other credit history. When I checked my score, it was suggested that more credit cards (and a store card) would improve my credit score (not to mention utility). So I'm applying for more cards. I want to spread out my expiration dates, so I always have a card that doesn't expire for the next 6 months (<i>shouldn't</i> make a difference, but there have been times in the past this would have come in handy.) My credit & debit cards have two-year renewals, and I assumed that was fairly standard. I then applied and got a Chase card that expires in three years. What is the most common time between expiration dates?
Anyway, what brought this up...I would like to get a Shell card, and if I apply by 09/28 I can get a $25 gas card if I buy 100 gallons within 90 days. Even though it isn't as important with a gas card, I don't want another card that expires in September. If I apply on the 28th, is the card most likely to have an October expiration date? Do credit cards usually expire in the same month (different year, of course) you recieve the credit card? That is what happened with the Chase card, and I can't remember what month I recieved my older credit card.
Anything else anyone wants to say about credit card expiration dates?