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Okay so I know most of you guys having credit cards for year. I'm kinda wanna get some good credit card but don't know where to start. So I want to open a new thread for most of our newbie credit life.
What the most credit line you get beside amex ...
2. Score ??
3. How much increase each time ?? And how long ???
4. Benefit ofcards credit cards ???
5. Good credit card for 670 to 700 ??
Thanks guys'
Nobody ...?? Guys ???
Chase Freedom should approve, not sure what CL you will get.
Paypal Rewards plus MC is a possibility I was approved with a 685 with a 2k CL
@nicholasyud wrote:Okay so I know most of you guys having credit cards for year. I'm kinda wanna get some good credit card but don't know where to start. So I want to open a new thread for most of our newbie credit life.
What the most credit line you get beside amex ...
2. Score ??
3. How much increase each time ?? And how long ???
4. Benefit ofcards credit cards ???
5. Good credit card for 670 to 700 ??
Thanks guys'
Cap1 and WF Secured all scores between 540 and 550. Received them early June this year.
Fast forward to this week (9/10/12):
AMEX Zync NPSL - EX probably around 690ish
AMEX Delta CL $2000 - Was borderline approval, they also pulled EQ and TU (didnt pull EX again). I should get scores from this as I doubt I got the best API. EQ was 661, TU 680, EX about 690ish
Chase Amazon CL $2000 - EX and EQ pulled. 661 EQ EX 690ish Approved at highest API
Walmart Discover CL $1800 - TU 680
All these cards are good for your 670-700 range. You can also look at Barclays, Chase Freedom and some of the lower Citi cards. Walmart Discover gives good CLI every 4 months. AMEX Delta will be eligible for 3x CLI 61 days after activation. Chase is a HP for CLI so will not push that card for a while.
Amex would be my number 1 list but I don't flight that much so I guess Delta not going to be my choice......but thanks duccar it's very specific.....
Ducar you just app for 4 cards recently...what your AAOA and ana baddie .. Goodie ...
AMEX has several other co-branded cards for hotels and the like that have similar credit requirements. You could probably substitute one of those for Delta. I'll be traveling a ton over the next year so the $25 free baggage check-ins and priority boarding are a win for me.
What about Amex BCE ...???
You can try, but unless your income is high, it will be denied, with your current score, AMEX likes 690+ for revolers but YMMV.
MyMy income about 40 000 664 score now
@nicholasyud wrote:MyMy income about 40 000 664 score now
you can try, but I don't think its likely, i meant 80k+ a year is what they consider high. May be a good time to get a AMEX zync, small AF but most likely a NPSL great for UTL and decent rewards and a place holder for your membership date, get in now, and get BCE in january and get a card that is 8 months older than your ZYnc thank to backdating.