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Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012
0

Credit Card KeyChain?!?

Recently received my debit card for my NFCU account, and a separate, smaller 'keychain' credit card came with it also. Like it had a loop to connect to my keys.

Does anyone find any convenience with this card? I've left my keys at stores/check outs before...it seems it would just be a way for someone to swipe me clean. I'm not as conscious of my keys as I am my wallet....


Just wanting to know of any downsides...before I cut this mini card up and throw it away....

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Credit Card KeyChain?!?


XxRaVeNxX wrote:

Recently received my debit card for my NFCU account, and a separate, smaller 'keychain' credit card came with it also. Like it had a loop to connect to my keys.

Does anyone find any convenience with this card? I've left my keys at stores/check outs before...it seems it would just be a way for someone to swipe me clean. I'm not as conscious of my keys as I am my wallet....


Just wanting to know of any downsides...before I cut this mini card up and throw it away....


I would shred that.

 

WAYYYYYYY too convienent for a crook to get your card!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
navigatethis12
Posts: 1,913
Registered: ‎01-24-2012
0

Re: Credit Card KeyChain?!?


XxRaVeNxX wrote:

Recently received my debit card for my NFCU account, and a separate, smaller 'keychain' credit card came with it also. Like it had a loop to connect to my keys.

Does anyone find any convenience with this card? I've left my keys at stores/check outs before...it seems it would just be a way for someone to swipe me clean. I'm not as conscious of my keys as I am my wallet....


Just wanting to know of any downsides...before I cut this mini card up and throw it away....


Bank of Tax Payers Money America has something like and Discover used to. I also believe Citi has it. Really it is just so you do not have to take out your wallet or always have it with you. I never have any fear of someone charging up the card.

 

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Credit Card KeyChain?!?


navigatethis12 wrote:

XxRaVeNxX wrote:

Recently received my debit card for my NFCU account, and a separate, smaller 'keychain' credit card came with it also. Like it had a loop to connect to my keys.

Does anyone find any convenience with this card? I've left my keys at stores/check outs before...it seems it would just be a way for someone to swipe me clean. I'm not as conscious of my keys as I am my wallet....


Just wanting to know of any downsides...before I cut this mini card up and throw it away....


Bank of Tax Payers Money America has something like and Discover used to. I also believe Citi has it. Really it is just so you do not have to take out your wallet or always have it with you. I never have any fear of someone charging up the card.

 


:smileyvery-happy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
codimom
Posts: 386
Registered: ‎09-08-2010
0

Re: Credit Card KeyChain?!?

I have a keychain filled with 'loyalty' cards, but there is no way that i would EVER put my credit card on my keys.  I would think its too easy for someone to grab my numbers (since my keys are not always with me)


Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13


Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012
0

Re: Credit Card KeyChain?!?

I had it when Ibad bank of America...it was pretty useful..especially for just a trip down the road..

 

 

 

Forgive formatting errors..damn iPad!


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012
0

Re: Credit Card KeyChain?!?

I recently downloaded the "Key Ring" app to load all my membership and specialy cards like Sports Authrity, Office Dept etc. Works great for cards that can be read by a bar code reader. I actually pondered if it would be good to have bank cards on this as well.

 

I think Smart Wallet is very close and we all may need to get over some of our fears...

 

 

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Valued Contributor
injustifiiable
Posts: 1,853
Registered: ‎03-30-2012
0

Re: Credit Card KeyChain?!?

I had a key-ring card with BoA and the numbers and name are TINY...you need decent vision to see them from a distance.

 

In terms of fraud, it's protected the same as the regular sized cards, so it's really your call. I, personally, like it.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Credit Card KeyChain?!?

Citi gave me one of those. The value comes in being able to use it with those PayWave, PayPass, etc. (Chase calls it "Blink") touchless sensors. I'd rather just whip out my wallet than deal with a keychain.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

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