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Credit Card Level? Finding this out...

Regular Contributor

Credit Card Level? Finding this out...

I'm curious as to which level of credit cards I currently hold.  For instance, right now I have a Capital One Platinum card.  Is there a way I can find out which level this is at? 

 

Options for this level...

 

-Capital One Platinum

-Classic Platinum

-Standard Platinum

and more...

 

Anyone have any information about this?  Smiley Happy


EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


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6 REPLIES
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Super Contributor

Re: Credit Card Level? Finding this out...


Cyan007 wrote:

I'm curious as to which level of credit cards I currently hold.  For instance, right now I have a Capital One Platinum card.  Is there a way I can find out which level this is at? 

 

Options for this level...

 

-Capital One Platinum

-Classic Platinum

-Standard Platinum

and more...

 

Anyone have any information about this?  Smiley Happy


You currently carry the card for those with 'good credit' level.  Capital One has  4 levels:  excellent, good, average and limited credit.  

 

http://www.capitalone.com/creditcards/products/compare/
Message Edited by DI on 01-20-2010 01:03 PM
Regular Contributor

Re: Credit Card Level? Finding this out...

Yeah, I saw that page.  From what I know right now, the online page says my card is "Visa Platinum".  My physical card states "Capital One Platinum".  Would the CCC normally state the exact name of the card you have on the card?  Smiley Happy

EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


Take the FICO Fitness Challenge
Regular Contributor

Re: Credit Card Level? Finding this out...

The credit limit on my card is $2600... according to the card details, everything points to my current card being the Standard Platinum, especially since my current APR is 22.9% (even though I PIF so it doesn't matter).

EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


Take the FICO Fitness Challenge
Super Contributor

Re: Credit Card Level? Finding this out...


Cyan007 wrote:
Yeah, I saw that page.  From what I know right now, the online page says my card is "Visa Platinum".  My physical card states "Capital One Platinum".  Would the CCC normally state the exact name of the card you have on the card?  Smiley Happy

The CRS told me my Capital One Platinum was a Kmart card.  She said that what the computer was showing.  I was speechless!! I never did receive what ever the rep was sending to me.  Cap 1 doesn't have the best Reps that's for sure.  

Regular Contributor

Re: Credit Card Level? Finding this out...

Very few companies actually do.  Why pay a lot for someone who has a brain? Man Happy

EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


Take the FICO Fitness Challenge
Frequent Contributor

Re: Credit Card Level? Finding this out...


Cyan007 wrote:
Very few companies actually do.  Why pay a lot for someone who has a brain? Man Happy

 

Easy now.. blanket generalizations like that are a little ridiculous...