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Regular Contributor
Posts: 237
Registered: ‎08-02-2009
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Credit Card Level? Finding this out...

I'm curious as to which level of credit cards I currently hold.  For instance, right now I have a Capital One Platinum card.  Is there a way I can find out which level this is at? 

 

Options for this level...

 

-Capital One Platinum

-Classic Platinum

-Standard Platinum

and more...

 

Anyone have any information about this?  :smileyhappy:


EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


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Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: Credit Card Level? Finding this out...

[ Edited ]

Cyan007 wrote:

I'm curious as to which level of credit cards I currently hold.  For instance, right now I have a Capital One Platinum card.  Is there a way I can find out which level this is at? 

 

Options for this level...

 

-Capital One Platinum

-Classic Platinum

-Standard Platinum

and more...

 

Anyone have any information about this?  :smileyhappy:


You currently carry the card for those with 'good credit' level.  Capital One has  4 levels:  excellent, good, average and limited credit.  

 

http://www.capitalone.com/creditcards/products/compare/
Message Edited by DI on 01-20-2010 01:03 PM
Regular Contributor
Posts: 237
Registered: ‎08-02-2009
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Re: Credit Card Level? Finding this out...

Yeah, I saw that page.  From what I know right now, the online page says my card is "Visa Platinum".  My physical card states "Capital One Platinum".  Would the CCC normally state the exact name of the card you have on the card?  :smileyhappy:

EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


Take the FICO Fitness Challenge
Regular Contributor
Posts: 237
Registered: ‎08-02-2009
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Re: Credit Card Level? Finding this out...

The credit limit on my card is $2600... according to the card details, everything points to my current card being the Standard Platinum, especially since my current APR is 22.9% (even though I PIF so it doesn't matter).

EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


Take the FICO Fitness Challenge
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: Credit Card Level? Finding this out...


Cyan007 wrote:
Yeah, I saw that page.  From what I know right now, the online page says my card is "Visa Platinum".  My physical card states "Capital One Platinum".  Would the CCC normally state the exact name of the card you have on the card?  :smileyhappy:

The CRS told me my Capital One Platinum was a Kmart card.  She said that what the computer was showing.  I was speechless!! I never did receive what ever the rep was sending to me.  Cap 1 doesn't have the best Reps that's for sure.  

Regular Contributor
Posts: 237
Registered: ‎08-02-2009
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Re: Credit Card Level? Finding this out...

Very few companies actually do.  Why pay a lot for someone who has a brain? :manhappy:

EQ (11/16/2007): 573

Starting Score (1/1/2010): EQ: 712 -- TU: 726
Current Score: EQ: 748 (12/22/11) -- TU: 726 (1/7/10) -- TU04: 701 (1/27/10) -- EX: 747 (1/27/10) (LO)
Goal Score: EQ: 760


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Frequent Contributor
Posts: 483
Registered: ‎05-06-2009
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Re: Credit Card Level? Finding this out...


Cyan007 wrote:
Very few companies actually do.  Why pay a lot for someone who has a brain? :manhappy:

 

Easy now.. blanket generalizations like that are a little ridiculous...

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