Credit Card Offers

NYFan63 · ‎03-30-2014

I wanted to see how soon after a BK did people start receiving prime credit card offers ( not Credit One)? My BK was DC Jan 2010 but I do have a state tax lien from a business on my personal CR. I did just appeal NFCU's denial for a nRewards VISA and they approved me. Should I report the payment plan to the CRA's? Would this help? Thanks in advance.

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

gdale6 · ‎03-30-2014

Until the lien is paid off there is not much you can do, it would be a waste of time to report a payment plan to CRAs they would not care, that info you would give to a credit analyst on a recon. 7 yrs before I received a good bankcard offer post BK.

NYFan63 · ‎03-30-2014

Thanks gDale. That is what I thought...

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til