Credit Card Payment Question

[OnTheRebound]

After many years not having credit accounts in my name with the exception of two old (dating back to 1994 and 1997) closed accounts in good standing still reporting, I was approved for two new accounts, both from Citi. Visa Platinum Select 8700.00 and Home Depot 500.00. I have been an Au on several of my wife's accounts, all in good standing.

I do not have my own checking or saving account. I am not a joint account holder on my wife's checking or saving account. I deposit my checks into her accounts.

My question is this. I enrolled her checking account to pay my Citi accounts. Will there be a problem with this arrangement? Personally, I don't see a problem, however, I'm feeling a little paranoid.

Anyone?

PS: If worst came worst, I can go to the local Citi branch that I drive by almost every day to make a payment. I would just rather do it online.

[MarineVietVet]

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@OnTheRebound wrote:

After many years not having credit accounts in my name with the exception of two old (dating back to 1994 and 1997) accounts in good standing still reporting, I was approved for two new accounts, both from Citi. Visa Platinum Select 8700.00 and Home Depot 500.00. I have been an Au on several of my wife's accounts, all in good standing.

I do not have my own checking or saving account. I am not a joint account holder on my wife's checking or saving account. I deposit my checks into her accounts.

My question is this. I enrolled her checking account to pay my Citi accounts. Will there be a problem with this arrangement? Personally, I don't see a problem, however, I'm feeling a little paranoid.

Anyone?

PS: If worst came worst, I can go to the local Citi branch that I drive by almost every day to make a payment. I would just rather do it online.

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None of my CCC's (including Citi) care where the money comes from as long as everything is paid on time.

You have no worries IMO.

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work

[OnTheRebound]

Thanks. Just as I thought.

[Wolf3]

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@OnTheRebound wrote:

After many years not having credit accounts in my name with the exception of two old (dating back to 1994 and 1997) closed accounts in good standing still reporting, I was approved for two new accounts, both from Citi. Visa Platinum Select 8700.00 and Home Depot 500.00. I have been an Au on several of my wife's accounts, all in good standing.

I do not have my own checking or saving account. I am not a joint account holder on my wife's checking or saving account. I deposit my checks into her accounts.

My question is this. I enrolled her checking account to pay my Citi accounts. Will there be a problem with this arrangement? Personally, I don't see a problem, however, I'm feeling a little paranoid.

Anyone?

PS: If worst came worst, I can go to the local Citi branch that I drive by almost every day to make a payment. I would just rather do it online.

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For the very first payment on any account, I always make a small payment several weeks before the due date.   If there are any issues, you have not risked very much money and have time to fix any problem.

[OnTheRebound]

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@Wolf3 wrote:

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@OnTheRebound wrote:

After many years not having credit accounts in my name with the exception of two old (dating back to 1994 and 1997) closed accounts in good standing still reporting, I was approved for two new accounts, both from Citi. Visa Platinum Select 8700.00 and Home Depot 500.00. I have been an Au on several of my wife's accounts, all in good standing.

I do not have my own checking or saving account. I am not a joint account holder on my wife's checking or saving account. I deposit my checks into her accounts.

My question is this. I enrolled her checking account to pay my Citi accounts. Will there be a problem with this arrangement? Personally, I don't see a problem, however, I'm feeling a little paranoid.

Anyone?

PS: If worst came worst, I can go to the local Citi branch that I drive by almost every day to make a payment. I would just rather do it online.

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For the very first payment on any account, I always make a small payment several weeks before the due date.   If there are any issues, you have not risked very much money and have time to fix any problem.

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I just now did this. Scheduled a $200.00 payment 09/15, not due till 10/03 on a 1604.00 purchase. No interest untill 01/11. Plan to pay it off in 8 months.

What do you mean by " not risked very much money"?