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Credit Card Portfolio

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afbar1114
Valued Contributor

Re: Credit Card Portfolio


@enharu wrote:
How much do you plan to spend on the new cards?

Do you want cashback or travel rewards or low apr?

Do u have mortgages or student loans? Citi has 1:1 redemption if you are paying for those. The premier and prestige are good cards if you travel quite a bit and can make lots of charges annually on the card. There's an offer for citi thank you preferred with 5% no limit on gas, groceries and drug stores for first 12 months.

Cash+ and Barclays arrival is nice too. What about discover? You can always try applying for bce again as well

I have student loans with citi and i work in a drug store so that seems good but i would also like a 0% transfer APR as well if i can include that in a card i would. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 11 of 16
enharu
Super Contributor

Re: Credit Card Portfolio

The thank you preferred has a 15 month 0 apr, 5% on gas, groceries and drug store for 1st year. No limits. You can google search "thank you preferred 5%" and you should find the link on fatwallet. Quite a number of ppl are milking rewards through manufactured spending.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 12 of 16
afbar1114
Valued Contributor

Re: Credit Card Portfolio


@enharu wrote:
The thank you preferred has a 15 month 0 apr, 5% on gas, groceries and drug store for 1st year. No limits. You can google search "thank you preferred 5%" and you should find the link on fatwallet. Quite a number of ppl are milking rewards through manufactured spending.

can not find that offer Smiley Sad

 

ETA: Found it and a 6k point offer in it as well i may try for this as i think it will help me alot with the gas

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 13 of 16
enharu
Super Contributor

Re: Credit Card Portfolio

http://creditcards.citicards.com/usc/thankyou/Preferred/external/Apr2011/Default.htm?BT_TX=1&Prospec...
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 14 of 16
Astraywhit
Member

Re: Credit Card Portfolio

You're good, I wouldn't apply for any new ones, just work on CL increases
Message 15 of 16
afbar1114
Valued Contributor

Re: Credit Card Portfolio

but from here ob out no more sub prime cards, no more store cards, only prime in my wallet from now on. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 16 of 16
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