Credit Card Pre-approvals & maybe mini app Spree?

[Puertorican_COP]

Alittle over one year ago no one wanted to accept me for credit. I tried applying for the best cards stupid me. I applied for about 8 cards all denied.

My parents decided to make me an authorized user on 2 credit cards which im not sure if it helped my credit score.

One day in the mail i received a pre-approval letter for Discover IT and just filled it out and finally got approved for my first credit card under my name for $500.

Since then I was able to get a few cards under my name with nice credit limits. 

My Current wallet holds the following:

Macy's Amex (AU)

Discover IT

Capital one quick silver visa

chase freedom visa

sportman's guide visa (Shopping cart trick)

fuel network rewards MC

And two store cards from shopping cart trick (J crew & express) 

Now I have been getting a ton of credit card pre-approvals in the mail and have been saving them. A lot of them expire in May. I was thinking of going on a mini app spree.

These are the following cards i got offered:

1) Capital One platinum MC - 22.9% apr

2) American express Business Platinum (not sure if this was a mistake lol or they really want me)

3) First national Bank of Omaha American Express- 15.99% apr

4) American Express Green Card- 1 year $0 after $95 a year

5) Chase Disney Rewards Visa- 15.24% apr (earn $200 towards any disney purchase after spending $500 in first 3 months sign on bonus)

Online Pre-approvals:

1) Chase Slate

2) American Express Gold Card

3) American Express Sky blue

4) Credit one Platinum card

Credit scores:

TU- 717    EX-771   EQ-751

AAoA- 4.25 yrs

Any these cards worth applying for? Thinking of doing a mini app spree but seeking advice  I also like Soft pull credit cards lol. 

[mrvoicelc]

It is difficult to give advice on your app spree without knowing specifics such as your scores...do you have a lot of HP already from the cards in your wallet? You have pre-approvals for good cards...make good choices about what cards you would use...I wish you success...

[Puertorican_COP]

I got 4 HP on EX, 8 on TU, and 3 on EQ. (2 on each from capital one blah)

Unsure what cards will do me good i use my cards for everything but tend to pay them in full. 

[Extracreditcards]

I'd say go with an American Express. They are just great! I got two cards myself.

[Creditaddict]

1. American Express YES - take your pick. (credit card)

2. First National Bank - YES! SP CLI are worth it in gold!

3. chase slate only if you could use the BT, don't know anything about disney.

[Puertorican_COP]

I was thinking of doing the First National Bank One. Maybe an american express.

Update: New Approval found!

1) Us Bank Cash Rewards Visa 13.99%-23.99% apr

Also I got USAA as my auto insurance. Maybe I should look into there credit cards?

[kakseen]

I love AMEX, they're great and really friendly! Don't do the Credit One, if you look at the pre-approval letter it will probably say there is like a $175 annual fee! That's what they sent me anyway.. Into the shredder that went! I just had an "app spree" myself. I applied for AMEX Blue Sky and AMEX Everyday Preferred and was approved for both as well as Discover It. Good luck!

[Puertorican_COP]

Yeah im leaning towards an Amex not sure which one tho. i got a few offers.