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I wanted to know of credit card that I can get approved for that includes the following(from most important to least)
3000 limit or higher
0% for at least 6 months to a year. Pulls Equifax or Experian ( since they have the highest score) Ficos are in my sig. Ex may be higher than Tu and EQ.
Oldest account opened 4 years ago.
2 years ago on EQ.
AAOA is 3 years on Tu and Ex and 1 on EQ. '
Recently approved a 1k CC from my CU.
Any and all Suggestions are highly appreciated.
USAA pulled my EQ Score, and they are the only ones I have tried that have pulled it. I have also heard, that upon acceptance, they are normally pretty generous
AMEX/Nationwide pull EX & TU.
Sorry I couldn't be of better help!
Most, certainly not all, credit unions pull Equifax. CU's are often much easier to work with and give higher CL's than do the big-boy banks.
Alliant pulls EQ, most likely though if you don't get pre-approval at time of opening your savings account, you will have to provide paystubs upon applying for a credit card.
Cabela's pulls EQ and they were the go to card a year or so ago, approving just about everyone that applied with very nice limits, they have really tightened up since then though, no Bk excepted anymore
OP updated due to removal all negatives from EX. EX,TU, and EQ profiles are as follows:
TU EQ EX
5 inqs 1 inq 2 inq
3 accounts in great stand 2 accounts in great standing 3 accounts
4 years since first account opened 2 years since first account opened 4 years since first account opened
AAOA 3 years AAOA 2 years AAOA 3 years
No negs No negs No negs (at last!!!)
Any more suggestions are appreciated
Citi Plat. Select = 18 months 0%
they pull EQ