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Credit Card Reporting

New Member

Credit Card Reporting

Do credit card companies report to all 3 bureaus at the same time each month?
TU: 741
EQ: 738
EX: 749
4 REPLIES
Member

Re: Credit Card Reporting

I don't think so.  I ran a report on all 3 last night and only TU had my latest CC balance.  The other 2 still had last months balance. It will be interesting to see how long it takes for the others to "catch up".
Moderator Emeritus

Re: Credit Card Reporting

I think the company actually reports to them all at the same time, but then the CRAs take their time updating.
 
My CJ card reported to EX on Saturday, still yet to appear on TU.
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Moderator Emeritus

Re: Credit Card Reporting



RDD_NascarR wrote:
Do credit card companies report to all 3 bureaus at the same time each month?


Yes, they typically report to all three at the same time, but, as sidewinder noted, each CRA updates on its own schedule, so the update may not show on all three reports at once even once it has been reported by the creditor.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Valued Contributor

Re: Credit Card Reporting

Generally, they report to all three. However, as Cheddar pointed out, there are variations in reporting schedules.
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